David Ramirez
$1,490,000$2,200,0002 bd1.5 ba966 sqft$1,542 /sqft$9,364 /mo all-in ↓

8456 MIDNIGHT PASS ROAD, SARASOTA, FL, 34242

Active106 days on marketListed Apr 15, 2026MLS #TB8497342

Reduced $710KWaterfrontSingle Family ResidenceHERON LAGOON LODGE SUB

About this home

8456 MIDNIGHT PASS ROAD

Rare Opportunity: Last Unrestricted Deed Waterfront Property on Midnight Pass Siesta Key’s Heron Lagoon. Discover one of the most unique waterfront opportunities left on the Turtle Beach end of Siesta Key. This last unrestricted deed property on legendary Midnight Pass sits directly on the serene Heron Lagoon side, offering unparalleled flexibility with no HOA and endless possibilities for your dream coastal retreat. The existing home is a charming 2-bedroom, 1-bathroom Old Florida bungalow (966 sq ft) that has been thoughtfully remodeled while preserving its authentic island character. Oak trees frame the property, and the one story design blends seamlessly with the natural surroundings on this oversized 0.39-acre lot (approximately 47 ft of direct lagoon frontage). Step outside to your private dock complete with shower and electricity — perfect for kayaking, paddle boarding, straight into Heron Lagoon with quick, effortless access to the Gulf of America via Midnight Pass. Enjoy breathtaking west-facing sunsets every evening as the sky paints vibrant colors over the ocean — a year-round spectacle right from your backyard. Whether you envision keeping the classic bungalow, adding a pool, expanding the home, or building new under Siesta Key’s flexible zoning, this rare unrestricted parcel delivers the ultimate blank canvas. Property Highlights: 2 beds | 1 bath | 966 sq ft living area, 0.39-acre lot with direct Heron Lagoon frontage, Private boat dock with shower & electric, No HOA — unrestricted deed, West-facing Gulf sunsets, Remodeled Old Florida charm, Prime southern Siesta Key location on one of Florida’s most coveted barrier islands, and the recently opened Midnight Pass intercoastal passage to the Gulf. Don’t miss your chance to own a true piece of Siesta Key history and lifestyle. This one-of-a-kind waterfront gem will not last.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

966

Sqft

0.39 ac

Lot size

1962

Year built

One

Levels

$1,542

Per sqft

WaterfrontWater view

Inside

FlooringCeramic Tile · Tile · Travertine
AppliancesConvection Oven · Cooktop · Dishwasher · Dryer · Exhaust Fan · Gas Water Heater · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo
LaundryInside
CoolingMini-Split Unit(s)
HeatingElectric

Outside & construction

RoofShingle
ConstructionBlock · Concrete
FoundationSlab
ViewWater
FacesEast
ParkingDriveway · Ground Level · Guest
ExteriorAwning(s) · Irrigation System · Lighting · Outdoor Shower · Sprinkler Metered

Community & fees

Taxes (2025)$7,269/yr

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,364 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$8,040
PMI (est., until 20% equity)$559
Property tax — 2025 actual bill$606
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $149,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $149,000
Interest rate6.00%
Loan term

Estimated payment

$9,364/mo

Principal & interest$8,040
PMI (est., until 20% equity)$559
Property taxes (actual bill)$606
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.5M
$298KedgeAI estimate $340,115 · range $311K$388K$1.5M

vs edgeAI estimate

+338.1%

$/sqft vs Sarasota actives

$1,542 vs $330

Days on market

106 vs 58 typical

Where $1,542/sqft sits among the 400 Sarasota actives

236
54
42
26
17
25 · this home
$162–392$392–622$622–852$852–1082$1082–1312$1312+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heron Lagoon Lodges

Map of 8456 MIDNIGHT PASS ROAD inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Heron Lagoon Lodges — neighborhood snapshot

Population

131

Median age

68

Median income

$106,038

Median home value

$990,500

Avg household

2

Households w/ children

4%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

161 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 199% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,490,000 $710K
Apr 15, 2026Listed at $2,200,000 · 106 days on market since
1962Built · HERON LAGOON LODGE SUB

Reality check

What actually sold near 8456 MIDNIGHT PASS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9393 MIDNIGHT PASS ROAD UNIT 603Sold · Oct ’25

$357,500

9393 MIDNIGHT PASS ROAD UNIT 603

1 bd · 1 ba · 970 sqft · $369/sqft · 90 DOM

9393 MIDNIGHT PASS ROAD UNIT 503Sold · Nov ’25

$375,000

9393 MIDNIGHT PASS ROAD UNIT 503

1 bd · 1 ba · 946 sqft · $396/sqft · 355 DOM

1660 LIVINGSTONE STREETSold · Dec ’25

$425,000

1660 LIVINGSTONE STREET

2 bd · 2 ba · 992 sqft · $428/sqft · 5 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8456 MIDNIGHT PASS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8456 MIDNIGHT PASS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8456 MIDNIGHT PASS ROAD FAQs

What would the monthly payment be for 8456 MIDNIGHT PASS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,364/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8456 MIDNIGHT PASS ROAD?+

The most recent tax bill on record (2025) was $7,269. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $1,490,000, this home is listed about 161% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8456 MIDNIGHT PASS ROAD?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,490,000 runs 199% above the SARASOTA 34242 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,200,000, now $1,490,000 — a $710K cut. The full history is in the market section below.

Listing courtesy of HOMECOIN.COM · Jonathan Minerick. MLS #TB8497342.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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