1612 FAIRWAY TRACE UNIT A, PALMETTO, FL, 34221
Active107 days on marketListed Apr 16, 2026MLS #TB8497175
About this home
1612 FAIRWAY TRACE UNIT A
Positioned on the fairway at Terra Ceia Bay Golf & Country Club, this fully furnished, ground-floor corner unit offers one of the most desirable locations in Fairway Palms. Featuring three bedrooms, two bathrooms, no stairs, and abundant natural light, this move-in ready residence combines low-maintenance living with beautiful golf course views. The property has never flooded, offering added peace of mind, while the HOA includes flood insurance - a significant value in today's Florida market. Inside, the open floor plan features porcelain tile flooring throughout, crown molding, stone countertops, stainless steel appliances, updated bathroom vanities, a full-size in-unit washer and dryer, and an updated water heater (2024). The spacious screened lanai overlooks the fairway and provides the perfect setting for morning coffee, outdoor dining, or simply enjoying the Florida lifestyle. An assigned covered carport is conveniently located directly in front of the unit. Residents enjoy access to resort-style amenities, including a golf course, pool, fitness center, pickleball and tennis courts, clubhouse, on-site restaurant, and a private mangrove boardwalk leading to a pier on Terra Ceia Bay. Ideally located just minutes from Bradenton, Sarasota, St. Petersburg, Anna Maria Island, and I-75, this home places Gulf beaches, waterfront dining, shopping, and everyday conveniences within easy reach. Whether you're looking for a full-time residence or a seasonal retreat, this turnkey home offers exceptional value in one of Terra Ceia Bay's most desirable golf course communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,298
Sqft
1994
Year built
One
Levels
$192
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,921 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,921/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.5%
$/sqft vs Palmetto actives
$192 vs $205
Days on market
107 vs 55 typical
Where $192/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $361K
Palmetto median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
220 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 1612 FAIRWAY TRACE UNIT A
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$184,900
6549 SE Federal Highway # 204, Stuart FL 34997 · same community
2 bd · 2 ba · 967 sqft · $191/sqft · 50 DOM
Sold · Mar ’26$225,000
68 EDESSA DRIVE
2 bd · 2 ba · 1,296 sqft · $174/sqft · 0 DOM
Sold · Feb ’26$380,000
1207 31ST AVENUE W
2 bd · 2 ba · 1,292 sqft · $294/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1612 FAIRWAY TRACE UNIT A — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1612 FAIRWAY TRACE UNIT A — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1612 FAIRWAY TRACE UNIT A FAQs
What would the monthly payment be for 1612 FAIRWAY TRACE UNIT A?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,921/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1612 FAIRWAY TRACE UNIT A?+
The most recent tax bill on record (2025) was $2,219. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1612 FAIRWAY TRACE UNIT A?+
The listing reports pets: Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $249,000, this home is listed about 38% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Palmetto market on paper
$249,000 is 38% below the Palmetto median of $399,000, and at $192/sqft it sits under the Palmetto average of $234.
02Golf Course views
The golf course view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $260,000, now $249,000 — a $11K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ENGEL & VOLKERS SOUTH TAMPA · Kirby Drake. MLS #TB8497175.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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