9103 PINEBREEZE DRIVE, RIVERVIEW, FL, 33578
Pending100 days on marketListed Apr 14, 2026MLS #TB8497168
About this home
9103 PINEBREEZE DRIVE
Virtually Staged. MOVE-IN READY! ADORABLE & AFFORDABLE! Welcome to the highly sought-after Sanctuary at Oak Creek—where comfort, convenience, and waterfront living come together beautifully. Situated on an oversized corner lot, this home offers peaceful water views and added privacy in a gated section of the community. Step inside to a bright, open floor plan featuring high ceilings and 1,783 sq ft of well-designed living space. With 4 bedrooms, 3 full baths, and a 3-car garage, there’s plenty of room for both everyday living and entertaining. The spacious living and dining areas flow seamlessly, creating the perfect setting for gatherings, holidays, and hosting guests. The kitchen is the heart of the home, complete with wood cabinetry, built-in oven, ample counter space, breakfast bar, and a pantry—opening directly into a large family room for easy entertaining. Enjoy indoor-outdoor living with sliding glass doors leading to your covered, screened-in lanai overlooking a tranquil waterfront backyard. Whether you're relaxing with your morning coffee or hosting a BBQ, this space is perfect for enjoying Florida living at its finest. The primary suite offers a private retreat with high ceilings, a large walk-in closet, and a spacious en-suite bath featuring dual vanities, a garden tub, and a separate walk-in shower. The split-bedroom layout provides flexibility, with two bedrooms and a full bath near the front of the home, plus a fourth bedroom and full bath toward the rear—ideal for guests, in-laws, or a private office setup. Residents of Oak Creek enjoy resort-style amenities including two pool areas (one with a water slide and kiddie pool), fitness center, playground, and event space. Conveniently located near I-75, Hwy 301, Hwy 41, the Crosstown Expressway, and I-4—just minutes from shopping, dining, top-rated schools, hospitals, golf courses, Tampa International Airport, and downtown Tampa. This one checks all the boxes—location, layout, and lifestyle. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,783
Sqft
0.2 ac
Lot size
3
Garage
2003
Year built
One
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+6.7%
Days on market
100 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33578 — neighborhood snapshot
Population
58,474
Median age
35
Median income
$80,223
Median home value
$298,000
Avg household
2.45
Households w/ children
7,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the RIVERVIEW 33578 median. See the full Riverview market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9103 PINEBREEZE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9103 PINEBREEZE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9103 PINEBREEZE DRIVE FAQs
What would the monthly payment be for 9103 PINEBREEZE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,198/mo — principal and interest, the actual property-tax bill, the $79/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9103 PINEBREEZE DRIVE?+
The association fee works out to $79 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9103 PINEBREEZE DRIVE?+
The most recent tax bill on record (2025) was $5,886. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9103 PINEBREEZE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $389,990, this home is priced right at the Riverview median.
Which schools are assigned to 9103 PINEBREEZE DRIVE?+
Spoto High School (high), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$389,990 runs 35% above the RIVERVIEW 33578 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
100 days on market against a Riverview median of 33 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $399,990, now $389,990 — a $10K cut. The full history is in the market section below.
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Christina Barone. MLS #TB8497168.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Riverview homes, in your inbox
Like 9103 PINEBREEZE DRIVE but not quite? A daily digest of every new listing in Riverview — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →