David Ramirez
$550,000$580,0003 bd2 ba1,703 sqft$323 /sqft$4,337 /mo all-in ↓

13548 BELLEWOOD AVENUE, SEMINOLE, FL, 33776

Active115 days on marketListed Apr 17, 2026MLS #TB8497133

Reduced $30KSingle Family ResidenceRIVIERA HEIGHTS 1ST ADD

About this home

13548 BELLEWOOD AVENUE

Enjoy Florida living in this well-kept tri-level home with three bedrooms, two baths and a two-car garage. All bedrooms and baths are on the third level. The second level features an updated open-concept kitchen with stone countertops, soft-close cabinets and a combined living and dining area. The ground level offers a family room with a wood-burning fireplace and direct access to the garage and backyard. Luxury vinyl flooring runs throughout the home. The home is built with concrete block on the first and second levels. Major updates were completed in 2018, including the roof, air conditioning and appliances. Additional features include hurricane-rated windows, an epoxy-coated garage floor and a custom 12-by-7-foot shed with electric. The oversized garage includes a laundry area and access to about 600 square feet of enclosed storage under the home. Outside, you will find a covered patio, mature landscaping and a well-fed irrigation system. The backyard offers space to add a pool if desired. Short distance to local elementary, middle and high schools, and just minutes from shopping, beaches and a public boat ramp.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,703

Sqft

0.15 ac

Lot size

2

Garage

1963

Year built

Three Or More

Levels

$323

Per sqft

Fireplace

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationSlab
FacesNorth
ExteriorSidewalk

Community & fees

Taxes (2025)$8,347/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,337 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property tax — 2025 actual bill$696
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $19,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $19,250
Interest rate6.00%
Loan term

Estimated payment

$4,337/mo

Principal & interest$3,238
FHA mortgage insurance (est.)$243
Property taxes (actual bill)$696
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $550K
$456KedgeAI estimate $514,824 · range $475K$589K$612K

vs edgeAI estimate

+6.8%

$/sqft vs Seminole actives

$323 vs $248

Days on market

115 vs 44 typical

Where $323/sqft sits among the 281 Seminole actives

64
43
45
44
43 · this home
42
$109–160$160–212$212–263$263–314$314–366$366+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riviera Heights

Map of 13548 BELLEWOOD AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa38 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Seminole. See the full Seminole guide →

Riviera Heights — neighborhood snapshot

Population

413

Median age

47

Median income

$113,550

Median home value

$426,200

Avg household

3

Households w/ children

45%

For the school run

Pinellas County School District

MiddleSeminole Middle School★★★★★
ElementaryBauder Elementary School★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Seminole market

Seller’s marketLeans seller3.1 months of inventoryBuyer’s market

$405K$450K

Seminole median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

157 of 281

Seminole actives have cut their price

Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% above the SEMINOLE 33776 median. See the full Seminole market guide →

Paper trail

This home's history

CurrentPrice reduced to $550,000 $30K
Apr 17, 2026Listed at $580,000 · 115 days on market since
1963Built · RIVIERA HEIGHTS 1ST ADD

Reality check

What actually sold near 13548 BELLEWOOD AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13472 BELLEWOOD AVENUESold · Jul ’26

$530,000

13472 BELLEWOOD AVENUE · same community

3 bd · 2 ba · 1,726 sqft · $307/sqft · 102 DOM

13494 BELLEWOOD AVENUESold · Apr ’26

$435,000

13494 BELLEWOOD AVENUE · same community

3 bd · 2 ba · 1,652 sqft · $263/sqft · 117 DOM

13476 BINGLEWOOD AVENUESold · May ’26

$600,000

13476 BINGLEWOOD AVENUE · same community

3 bd · 3 ba · 1,992 sqft · $301/sqft · 71 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13548 BELLEWOOD AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13548 BELLEWOOD AVENUE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

13548 BELLEWOOD AVENUE FAQs

What would the monthly payment be for 13548 BELLEWOOD AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,337/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13548 BELLEWOOD AVENUE?+

The most recent tax bill on record (2025) was $8,347. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Seminole?+

At $550,000, this home is listed about 42% above the Seminole median of $387,500. The market section on this page shows how the area is trending.

Which schools are assigned to 13548 BELLEWOOD AVENUE?+

Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$550,000 runs 10% above the SEMINOLE 33776 median — but at 1,703 sqft it's also 21% larger than the typical Seminole listing.

02Time on market is leverage

115 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $580,000, now $550,000 — a $30K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Tina Newby. MLS #TB8497133.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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