David Ramirez
$145,0002 bd2 ba1,092 sqft$133 /sqft$1,199 /mo all-in ↓

3205 HICKORY DRIVE, WESLEY CHAPEL, FL, 33543

Active99 days on marketListed Apr 16, 2026MLS #TB8497093

Priced 58% below the WESLEY CHAPEL 33543 medianFully furnishedManufactured HomeTIMBER LAKE ESTATES

About this home

3205 HICKORY DRIVE

Welcome to Timber Lake Estates! A desirable all-ages gated community! This charming 2-bedroom, 2-bathroom home offers comfort, convenience, and a true sense of community. Inside, you’ll find an open kitchen layout perfect for entertaining, along with updated windows that bring in plenty of natural light. The double carport provides ample parking, while the screened-in front porch is the perfect spot to enjoy your morning coffee or unwind in the evening. Ideally located with easy access to Wesley Chapel and Zephyrhills, this home puts you close to shopping, dining, and everyday essentials. Timber Lake Estates is known for its well-maintained, family-friendly atmosphere and an abundance of amenities, including two pools, two clubhouses, shuffleboard and basketball courts, and a scenic fishing lake with a dock. Best of all—you own the land! Don’t miss your opportunity to enjoy relaxed Florida living in this vibrant, activity-filled community.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,092

Sqft

0.1 ac

Lot size

1990

Year built

One

Levels

$133

Per sqft

FurnishedPets allowed

Inside

FlooringLaminate
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s)
LaundryOther
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesEast
ExteriorStorage

Community & fees

Taxes (2025)$1,455/yr
PetsBreed Restrictions, Yes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Gated Community - No Guard · Golf Carts OK · Playground · Pool

Utilities & systems

UtilitiesBB/HS Internet Available
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,199 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$854
FHA mortgage insurance (est.)$64
Property tax — 2025 actual bill$121
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,075
Interest rate6.00%
Loan term

Estimated payment

$1,199/mo

Principal & interest$854
FHA mortgage insurance (est.)$64
Property taxes (actual bill)$121
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $145K
$130KedgeAI estimate $148,186 · range $135K$161K$168K

vs edgeAI estimate

−2.2%

$/sqft vs TIMBER LAKE ESTATES

$133 vs $153

Days on market

99 vs 32 typical

Where $133/sqft sits among the 20 homes for sale in TIMBER LAKE ESTATES

4
3 · this home
5
4
2
2
$118–132$132–147$147–162$162–177$177–191$191+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Timber Lake Estates

Map of 3205 HICKORY DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa39 min
Tampa Int’l Airport (TPA)50 min
Walt Disney World74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

Timber Lake Estates — neighborhood snapshot

Population

1,254

Median age

39

Median income

$104,318

Median home value

$366,000

Avg household

3

Households w/ children

257

For the school run

Pasco County School District

ElementaryChester W. Taylor Junior Elementary School★★★★★
MiddleRaymond B. Stewart Middle School★★★★
HighWesley Chapel High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

10 of 20

TIMBER LAKE ESTATES have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% below the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

Apr 16, 2026Listed at $145,000 · 99 days on market since
1990Built · TIMBER LAKE ESTATES

Reality check

What actually sold near 3205 HICKORY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

34135 BROWN BAYOUSold · Aug ’25

$160,000

34135 BROWN BAYOU · same community

3 bd · 2 ba · 1,081 sqft · $148/sqft · 106 DOM

3201 GREAT OAK STREETSold · May ’26

$128,000

3201 GREAT OAK STREET · same community

2 bd · 2 ba · 1,066 sqft · $120/sqft · 170 DOM

3114 BRIAR ST. STREETSold · Apr ’26

$134,900

3114 BRIAR ST. STREET · same community

2 bd · 2 ba · 1,144 sqft · $118/sqft · 362 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3205 HICKORY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3205 HICKORY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3205 HICKORY DRIVE FAQs

What would the monthly payment be for 3205 HICKORY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,199/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3205 HICKORY DRIVE?+

The most recent tax bill on record (2025) was $1,455. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3205 HICKORY DRIVE?+

The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $145,000, this home is listed about 67% below the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 3205 HICKORY DRIVE?+

Chester W. Taylor Junior Elementary School (elementary), Raymond B. Stewart Middle School (middle), Wesley Chapel High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the WESLEY CHAPEL 33543 market on paper

$145,000 is 58% below the WESLEY CHAPEL 33543 median of $348,995, and at $133/sqft it sits under the Wesley Chapel average of $217.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

99 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.

Listing courtesy of BINGHAM REALTY INC · John Nigro. MLS #TB8497093.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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