9103 CREEDMOOR LANE, NEW PORT RICHEY, FL, 34654
Active121 days on marketListed Apr 15, 2026MLS #TB8496885
About this home
9103 CREEDMOOR LANE
Welcome to a truly exceptional home in the exclusive gated community of Waters Edge, where luxury, space, and lake views come together to create the ultimate Florida lifestyle. This expansive two-story residence offers 5 bedrooms, along with 3 full bathrooms and 2 half bathrooms. From the moment you walk through the front door, you’re greeted by soaring ceilings and a stunning curved staircase that creates an unforgettable first impression, setting the tone for the home’s elegant design. The open-concept kitchen is equally impressive, featuring a spacious island, abundant natural light, and stylish lighting—creating the perfect space to gather and entertain while flowing seamlessly into multiple living and dining areas. Upstairs and downstairs living spaces provide exceptional flexibility for families of all sizes. The second level features four spacious bedrooms and two full bathrooms, offering the ideal setup for family living, guests, or additional space. The primary suite is conveniently located on the main floor, providing added privacy along with a spacious layout, a full bathroom with a soaking tub, and a walk-in closet. Step outside to your private backyard oasis complete with a sparkling pool and serene views that create a peaceful, resort-style atmosphere. With no neighbors to the left or directly in front of the home, you’ll enjoy an added level of privacy that is hard to find. Walking distance to the community clubhouse, residents enjoy access to top-tier amenities including a fitness center, basketball court, playground, and more. This home offers the perfect combination of luxury, privacy, and location. A rare opportunity you don’t want to miss—schedule your showing today.
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,992
Sqft
0.32 ac
Lot size
3
Garage
2006
Year built
Two
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,571 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,571/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.5%
$/sqft vs New Port Richey actives
$200 vs $202
Days on market
121 vs 53 typical
Where $200/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Waters Edge
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Waters Edge — neighborhood snapshot
Population
2,491
Median age
42
Median income
$97,864
Median home value
$378,850
Avg household
3
Households w/ children
412
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $263K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
248 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 332% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 9103 CREEDMOOR LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$787,500
9129 CREEDMOOR LANE
5 bd · 3.5 ba · 3,961 sqft · $199/sqft · 13 DOM
Sold · Nov ’25$850,000
11336 OYSTER BAY CIRCLE
5 bd · 4 ba · 3,950 sqft · $215/sqft · 8 DOM
Sold · Apr ’26$710,000
7904 PORTRAIT COURT
6 bd · 3 ba · 3,810 sqft · $186/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9103 CREEDMOOR LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9103 CREEDMOOR LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9103 CREEDMOOR LANE FAQs
What would the monthly payment be for 9103 CREEDMOOR LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,571/mo — principal and interest, the actual property-tax bill, the $179/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9103 CREEDMOOR LANE?+
The association fee works out to $179 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9103 CREEDMOOR LANE?+
The most recent tax bill on record (2025) was $7,386. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9103 CREEDMOOR LANE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $800,000, this home is listed about 182% above the New Port Richey median of $284,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9103 CREEDMOOR LANE?+
River Ridge Middle School (middle), Cypress Elementary School (elementary) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$800,000 runs 332% above the NEW PORT RICHEY 34654 median — but at 3,992 sqft it's also nearly 3 times the size of the typical New Port Richey listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
121 days on market against a New Port Richey median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $850,000, now $800,000 — a $50K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Ivonne Juarez. MLS #TB8496885.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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