
12055 GANDY BOULEVARD N UNIT 243, ST PETERSBURG, FL, 33702
Active122 days on marketListed Apr 12, 2026MLS #TB8496861
About this home
12055 GANDY BOULEVARD N UNIT 243
Bayfront living at its best! Grande Verandahs on the Bay is an exquisite luxury enclave of just three buildings nestled along the shores of Old Tampa Bay. Situated with close proximity to both Tampa and St. Petersburg as well as nearby shops and restaurants, and our glorious Beaches, this is the place that you will love to call home. This pristinely maintained, luxury condo is in impeccable condition and boasts an open floorplan with spacious rooms. The well appointed kitchen features cherry wood cabinets, granite countertops, a glass tiled backsplash and stainless steel appliances and is open to the dining room and adjacent living room. Gleaming bamboo wood floors grace the living areas and all bedrooms. The stunning views and natural light highlight the interior spaces of this condo and the balcony is the perfect place to relax. Complete privacy beyond the balcony offers solitude and a respite from the demands of everyday life. The primary bedroom offers two spacious walk in closets and private access to the balcony. The primary bath has a walk in shower, a garden tub and a dual sink vanity. The secondary bedrooms are well sized and are located on the opposite side of the condo which allows for additional privacy. The large laundry room has space for a second refrigerator as well as additional storage. This home is in superb condition, is spotlessly clean and is truly move in ready. Enjoy the clubhouse with social events, the heated pool, spa and fitness center. There is even a dog park! Grande Verandahs on the Bay is an exceptionally well run community with strong financials. You will appreciate how well kept the property is and rest assured that your investment is sound. The underground parking garage allows for two designated parking spaces. The gated entry into Grande Verandahs provides privacy, security and peace of mind. Enjoy quick and easy access to both the St Pete/Clearwater Airport and Tampa International. It's just a short drive to downtown St Pete and all the wonderful things that make living here the dream of so many. Nearby marinas will delight boaters! Style, security, space, luxury, location...it's all here!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,187
Sqft
0.63 ac
Lot size
2005
Year built
One
Levels
$224
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,618 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,618/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs St Petersburg actives
$224 vs $336
Days on market
122 vs 58 typical
Where $224/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33702 — neighborhood snapshot
Population
31,233
Median age
42.9
Median income
$65,503
Median home value
$293,700
Avg household
2.18
Households w/ children
2,810
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
224 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 96% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 12055 GANDY BOULEVARD N UNIT 243
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$524,000
12077 GANDY BOULEVARD N UNIT 374 · same community
3 bd · 2 ba · 2,013 sqft · $260/sqft · 240 DOM
Sold · Jun ’26$445,000
12033 GANDY BOULEVARD N UNIT 135 · same community
3 bd · 2 ba · 2,013 sqft · $221/sqft · 153 DOM
Sold · Sep ’25$390,000
12033 GANDY BOULEVARD N UNIT 131 · same community
3 bd · 2 ba · 2,013 sqft · $194/sqft · 96 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12055 GANDY BOULEVARD N UNIT 243 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12055 GANDY BOULEVARD N UNIT 243 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12055 GANDY BOULEVARD N UNIT 243 FAQs
What would the monthly payment be for 12055 GANDY BOULEVARD N UNIT 243?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,618/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12055 GANDY BOULEVARD N UNIT 243?+
The most recent tax bill on record (2025) was $4,362. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12055 GANDY BOULEVARD N UNIT 243?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $489,000, this home is listed about 12% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 12055 GANDY BOULEVARD N UNIT 243?+
Sawgrass Lake Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$489,000 runs 96% above the ST PETERSBURG 33702 median — but at 2,187 sqft it's also 62% larger than the typical St Petersburg listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
122 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of TAYLORMADE PROPERTIES, INC. · Janet Lopez. MLS #TB8496861.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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