David Ramirez
$730,000$745,000$5,573 /mo all-in ↓

12322 STONELAKE RANCH BOULEVARD, THONOTOSASSA, FL, 33592

Active117 days on marketListed Apr 13, 2026MLS #TB8496836

Reduced $15KSTONELAKE RANCH PH 3

About this home

12322 STONELAKE RANCH BOULEVARD

Now Offered at an Exceptional New Value | Build Your Legacy in Stonelake Ranch A rare opportunity to secure 3.06 pristine acres within the exclusive gated community of Stonelake Ranch, nestled along the shores of Lake Thonotosassa—Hillsborough County’s largest ski lake. With a newly improved offering, this expansive estate homesite presents an incredible opportunity to create the custom residence you’ve always envisioned while enjoying the privacy and prestige of one of Tampa Bay’s premier luxury communities. Surrounded by multimillion-dollar estates, this property offers the perfect setting for a modern masterpiece or timeless retreat. Ideally located between downtown Tampa and Lakeland, Stonelake Ranch combines peaceful seclusion with everyday convenience. Residents enjoy resort-style amenities including the spectacular Lakeside Lodge featuring a state-of-the-art fitness center, entertainment spaces, catering kitchen, and breathtaking sunset views over the lake. Additional amenities include a private community boat ramp, tennis courts, playground, and scenic gathering spaces designed for both relaxation and connection. For those seeking a true lifestyle community, Stonelake Ranch is uniquely equestrian-friendly, with horse trails and access to a 100-acre meadow preserve, creating a tranquil countryside atmosphere just minutes from Tampa. Spanning more than 680 acres, residents enjoy access to both Lake Thonotosassa and Lake Hendry for boating, fishing, and endless outdoor recreation. An exceptional opportunity to build your legacy in one of Hillsborough County’s most coveted waterfront and equestrian communities.

Facts & features

The home at a glance

3.06 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesSouthwest

Community & fees

HOA fee$600/mo
Taxes (2024)$7,204/yr
PetsYes
CommunityCommunity Boat Ramp · Fishing · Private Boat Ramp · Water Access · Waterfront · Stable(s) · Horses Allowed · Tennis Court(s) · Waterfront Complex

Utilities & systems

UtilitiesCable Available · Fiber Optics · Phone Available · Sewer Available · Sewer Connected · Street Lights
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,573 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,939
PMI (est., until 20% equity)$274
Property tax — 2024 actual bill$600
HOA fee — from the listing$600
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $73,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $73,000
Interest rate6.00%
Loan term

Estimated payment

$5,573/mo

Principal & interest$3,939
PMI (est., until 20% equity)$274
Property taxes (actual bill)$600
HOA / condo fee$600
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Thonotosassa

Map of 12322 STONELAKE RANCH BOULEVARD

Drive times from this address

Downtown Tampa28 min
Tampa Int’l Airport (TPA)39 min
Walt Disney World64 min
Universal Orlando74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Thonotosassa. See the full Thonotosassa guide →

THONOTOSASSA 33592 — neighborhood snapshot

Population

11,931

Median age

42.5

Median income

$65,683

Median home value

$247,900

Avg household

2.78

Households w/ children

1,168

For the school run

Hillsborough County School District

ElementaryFolsom Elementary School★★★★
MiddleJennings Middle School★★★★
HighKing High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Thonotosassa market

Seller’s marketLeans seller3.5 months of inventoryBuyer’s market

$480K$459K

Thonotosassa median sold, yr/yr

97.4%

Sale-to-list ratio (12 mo)

Median sold price, Thonotosassa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the THONOTOSASSA 33592 median. See the full Thonotosassa market guide →

Paper trail

This home's history

CurrentPrice reduced to $730,000 $15K
Apr 13, 2026Listed at $745,000 · 117 days on market since

Reality check

What actually sold near 12322 STONELAKE RANCH BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12801 CARLTON ROADSold · Sep ’25

$327,000

12801 CARLTON ROAD

3 bd · 2 ba · 1,218 sqft · $268/sqft · 7 DOM

12706 MCINTOSH ROADSold · May ’26

$425,000

12706 MCINTOSH ROAD

4 bd · 2 ba · 1,725 sqft · $246/sqft · 171 DOM

12136 MCINTOSH ROADSold · Jun ’26

$738,000

12136 MCINTOSH ROAD

3 bd · 2 ba · 2,664 sqft · $277/sqft · 260 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12322 STONELAKE RANCH BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12322 STONELAKE RANCH BOULEVARD — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

12322 STONELAKE RANCH BOULEVARD FAQs

What would the monthly payment be for 12322 STONELAKE RANCH BOULEVARD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,573/mo — principal and interest, the actual property-tax bill, the $600/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12322 STONELAKE RANCH BOULEVARD?+

The association fee works out to $600 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12322 STONELAKE RANCH BOULEVARD?+

The most recent tax bill on record (2024) was $7,204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12322 STONELAKE RANCH BOULEVARD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Thonotosassa?+

At $730,000, this home is listed about 62% above the Thonotosassa median of $451,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12322 STONELAKE RANCH BOULEVARD?+

Folsom Elementary School (elementary), Jennings Middle School (middle), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$730,000 runs 62% above the THONOTOSASSA 33592 median.

02Know the monthly fee

The association fee is $600/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

117 days on market against a Thonotosassa median of 34 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $745,000, now $730,000 — a $15K cut. The full history is in the market section below.

Listing courtesy of RE/MAX REALTY UNLIMITED · Lisa Dean. MLS #TB8496836.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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