David Ramirez
$479,900$509,9003 bd2 ba1,926 sqft$249 /sqft$4,473 /mo all-in ↓

4605 ROSATTI ROAD, WESLEY CHAPEL, FL, 33543

Active113 days on marketListed Apr 12, 2026MLS #TB8496768

Reduced $30KSingle Family ResidenceESPLANADE AT WIREGRASS RANCH

About this home

4605 ROSATTI ROAD

Esplanade at Wiregrass Ranch is a 55+ resort-style, gated community offering secure access and exceptional amenities. This Arezzo model is a thoughtfully designed 1,926 sq. ft. villa. The single-story layout includes 3 bedrooms, 2 baths, a private study, and a 2-car garage. Upon entering you are welcomed to the home’s center, where the designer kitchen with quartz countertops overlooks the spacious great room. The great room flows to an extended screened lanai with paver flooring and TV hookups. The private primary suite includes dual sinks, a water closet, and a two-sided walk-in closet. On the opposite side of the home, two secondary bedrooms, a full bath, and a study complete the floor plan. Situated on a premium conservation lot with no rear neighbors, this home offers the advantage of new construction without the wait or added cost of post-closing upgrades. Additional included upgrades include tray ceilings, 8’ interior doors, extended garage, extended patio, patio rough-ins, and laundry room with cabinets and utility sink. These upgrades were added on to the home at a premium when the home was constructed.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,926

Sqft

0.14 ac

Lot size

2

Garage

2024

Year built

One

Levels

$249

Per sqft

55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Ice Maker · Refrigerator
InteriorOther
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ExteriorSliding Doors

Community & fees

HOA fee$450/mo
Taxes (2025)$9,908/yr
PetsYes

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,473 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$826
HOA fee — from the listing$450
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,797Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,797
Interest rate6.00%
Loan term

Estimated payment

$4,473/mo

Principal & interest$2,825
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$826
HOA / condo fee$450
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $480K
$445KedgeAI estimate $465,887 · range $463K$473K$499K

vs edgeAI estimate

+3%

$/sqft vs ESPLANADE AT WIREGRASS RANCH

$249 vs $267

Days on market

113 vs 32 typical

Where $249/sqft sits among the 10 homes for sale in ESPLANADE AT WIREGRASS RANCH

2
3 · this home
2
0
1
2
$222–238$238–255$255–271$271–288$288–304$304+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Wesley Chapel

Map of 4605 ROSATTI ROAD

Drive times from this address

Downtown Tampa32 min
Tampa Int’l Airport (TPA)43 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Wesley Chapel. See the full Wesley Chapel guide →

WESLEY CHAPEL 33543 — neighborhood snapshot

Population

37,473

Median age

38.9

Median income

$107,565

Median home value

$365,000

Avg household

2.87

Households w/ children

5,177

For the school run

Pasco County School District

ElementaryDouble Branch Elementary School★★★★★
MiddleDr. John Long Middle School★★★★
HighWiregrass Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Wesley Chapel market

Seller’s marketBalanced5.6 months of inventoryBuyer’s market

$440K$435K

Wesley Chapel median sold, yr/yr

97.9%

Sale-to-list ratio (12 mo)

5 of 10

ESPLANADE AT WIREGRASS RANCH have cut their price

Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 37% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →

Paper trail

This home's history

CurrentPrice reduced to $479,900 $30K
Apr 12, 2026Listed at $509,900 · 113 days on market since
2024Built · ESPLANADE AT WIREGRASS RANCH

Reality check

What actually sold near 4605 ROSATTI ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

29554 ZUPETTA LANESold · Aug ’25

$450,000

29554 ZUPETTA LANE · same community

3 bd · 2 ba · 1,926 sqft · $234/sqft · 0 DOM

3895 CAVOUR COURTSold · Dec ’25

$465,000

3895 CAVOUR COURT · same community

3 bd · 2 ba · 1,926 sqft · $241/sqft · 21 DOM

3816 IMMACOLATA WAYSold · Jul ’26

$385,000

3816 IMMACOLATA WAY · same community

3 bd · 2 ba · 1,926 sqft · $200/sqft · 68 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4605 ROSATTI ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4605 ROSATTI ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4605 ROSATTI ROAD FAQs

What would the monthly payment be for 4605 ROSATTI ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,473/mo — principal and interest, the actual property-tax bill, the $450/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4605 ROSATTI ROAD?+

The association fee works out to $450 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4605 ROSATTI ROAD?+

The most recent tax bill on record (2025) was $9,908. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4605 ROSATTI ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Wesley Chapel?+

At $479,900, this home is listed about 10% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.

Which schools are assigned to 4605 ROSATTI ROAD?+

Double Branch Elementary School (elementary), Dr. John Long Middle School (middle), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$479,900 runs 37% above the WESLEY CHAPEL 33543 median.

02Time on market is leverage

113 days on market against a Wesley Chapel median of 32 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Double Branch Elementary School, Dr. John Long Middle School, Wiregrass Ranch High School — Dr. John Long Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $509,900, now $479,900 — a $30K cut. The full history is in the market section below.

Listing courtesy of LOKATION · Jonathan Velez. MLS #TB8496768.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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