2581 POINCIANA DRIVE, INDIAN LAKE ESTATES, FL, 33855
Active120 days on marketListed Apr 17, 2026MLS #TB8496751
About this home
2581 POINCIANA DRIVE
Under Construction. This new home should “tick a lot of boxes” for most people. Are you looking for new construction? Check! Three bedrooms? Check! Two bathrooms? Check! Open Kitchen Dining Living space? Check! Indoor laundry? Check! Back screened porch with ceiling fan? Check! Outside of town, but not too far for grocery delivery? Check! Plenty of room for the kids to run and play outside? Check! Nearby neighbors, but not too many? Check! Restaurants in the neighborhood when you don’t feel like cooking or want take-out? Check! Private roads so you can drive your golf cart to the clubhouse to golf or to the pier to watch the sunset? Check! PLUS, a refrigerator, stove, dishwasher, microwave, AND washer and dryer are included. PLUS, the house perimeter has been cemented to protect your foundation and allow for easy walk around. PLUS, the back porch and garage floor have been professionally epoxied to eliminate dirt and dust when you walk in the door. Sod is now in, but photos show virtual lawn until updated photos are added. Indian Lake Estates (informally, ILE) was designed to be close to everything in Florida, but with large, oversized, ½-acre lots for privacy. One hour to the ocean in Vero Beach, and just under 90 minutes to the Gulf in Clearwater. Orlando and Tampa are easy drives for concerts, shopping and access to cruise lines. Miami is a few hours away with easy access to Highway 27, the Florida Turnpike, and Interstate 95. The golf course was designed by Gary Cobb, who went on to design for the PGA. The clubhouse restaurant is open 7 days a week, complete with a game room, multipurpose room, ballroom and patio view of the putting green and golf course. The roads are private, so take your golf cart a couple miles down the road to the neighborhood bakery for an ice cream, or to watch the sunset over the largest lake in Polk County, Lake Weohyakapka. The active community offers concerts, karaoke and trivia nights, weekly card games, bingo, movie nights, a book club, pickleball and tennis courts, just to name a few. Indian Lake Estates is a perfect balance of privacy and activity. This home is perfect for a second Florida getaway home, a traditional family home, or an investment. Call your agent today to see this immaculate home and be the first to own it! ILE IS THE PLACE TO BE!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,640
Sqft
0.5 ac
Lot size
2
Garage
2026
Year built
One
Levels
$201
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,290 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,290/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.3%
$/sqft vs INDIAN LAKE ESTATES
$201 vs $209
Days on market
120 vs 59 typical
Where $201/sqft sits among the 24 homes for sale in INDIAN LAKE ESTATES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Lake Estates
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Lake Estates. See the full Indian Lake Estates guide →
INDIAN LAKE ESTATES 33855 — neighborhood snapshot
Population
33
Median age
68.1
Avg household
1.94
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Lake Estates market
$327K → $330K
Indian Lake Estates median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
10 of 24
INDIAN LAKE ESTATES have cut their price
Median sold price, Indian Lake Estates, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1505% above the INDIAN LAKE ESTATES 33855 median. See the full Indian Lake Estates market guide →
Paper trail
This home's history
Reality check
What actually sold near 2581 POINCIANA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$315,000
7311 RED GRANGE BOULEVARD · same community
3 bd · 2 ba · 1,594 sqft · $198/sqft · 8 DOM
Sold · Dec ’25$335,000
7811 RED GRANGE BOULEVARD · same community
3 bd · 2 ba · 1,738 sqft · $193/sqft · 484 DOM
Sold · Feb ’26$265,000
4310 INDIAN LAKE DRIVE · same community
2 bd · 2 ba · 1,749 sqft · $152/sqft · 318 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2581 POINCIANA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2581 POINCIANA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2581 POINCIANA DRIVE FAQs
What would the monthly payment be for 2581 POINCIANA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,290/mo — principal and interest, the actual property-tax bill, the $33/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2581 POINCIANA DRIVE?+
The association fee works out to $33 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2581 POINCIANA DRIVE?+
The most recent tax bill on record (2025) was $179. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2581 POINCIANA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Lake Estates?+
At $329,000, this home is listed about 11% below the Indian Lake Estates median of $369,900. The market section on this page shows how the area is trending.
Which schools are assigned to 2581 POINCIANA DRIVE?+
Frostproof Ben Hill Griffin Junior Elementary School (elementary) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Laura Carter. MLS #TB8496751.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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