3036 GIANNA WAY, LAND O LAKES, FL, 34638
Active112 days on marketListed Apr 15, 2026MLS #TB8496738
About this home
3036 GIANNA WAY
Virtually Staged. RARE OPPORTUNITY TO SECURE A LOW-INTEREST 4.375% ASSUMABLE FHA LOAN WITH LOW QUARTERLY HOA FEES AND AN AFFORDABLE MONTHLY PAYMENT! Welcome to Ballantrae, a highly sought-after master-planned community in Land O’ Lakes offering resort-style amenities, convenience, and exceptional value. This spacious 4-bedroom, 3-bathroom all-block home with a bonus loft features a versatile and thoughtfully designed layout ideal for modern living. The open-concept kitchen is equipped with stainless steel appliances and overlooks the family room, making it perfect for both entertaining and everyday comfort. The second floor offers a large loft along with a private bedroom and full bathroom, making it ideal for guests, multigenerational living, or a potential in-law suite, while the loft itself can serve as a home office, media room, playroom, fitness area, or additional lounge. Step outside to enjoy the covered back patio and an expansive pool-size backyard fully enclosed by a white vinyl fence, offering privacy and endless possibilities for outdoor living. A new roof will be installed prior to closing, and the HVAC system was replaced in 2020 for added peace of mind. Located in Flood Zone X, where flood insurance is not required by lenders, this home provides additional value and cost savings. Spanning approximately 436 acres, the Ballantrae community features six villages and outstanding amenities including a clubhouse, resort-style pool, parks, playgrounds, tennis and basketball courts, scenic ponds, conservation areas, and beautifully maintained green spaces. The HOA helps preserve the quality and value of the neighborhood by enforcing deed restrictions, and benefits include basic cable service and Internet for ADDITIONAL COST SAVINGS, while the Community Development District (CDD) maintains community infrastructure such as amenities, street lighting, stormwater systems, landscaping, and common areas. Ideally located along State Road 54, Ballantrae is just 1.5 miles from the Suncoast Parkway, approximately 7 miles from I-75, and about 15 minutes from Tampa International Airport, with convenient access to top-rated schools, shopping, dining, the Westshore Business District, and Downtown Tampa.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,141
Sqft
0.16 ac
Lot size
2
Garage
2005
Year built
Two
Levels
$210
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,549 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,549/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.2%
$/sqft vs Land O Lakes actives
$210 vs $205
Days on market
112 vs 41 typical
Where $210/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
228 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 25% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3036 GIANNA WAY
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$375,000
3014 DOWNAN POINT DRIVE · same community
4 bd · 2 ba · 1,825 sqft · $205/sqft · 11 DOM
Sold · Mar ’26$390,000
3203 GIANNA WAY · same community
4 bd · 2 ba · 1,825 sqft · $214/sqft · 3 DOM
Sold · Sep ’25$514,000
2944 DOWNAN POINT DRIVE · same community
5 bd · 3 ba · 3,406 sqft · $151/sqft · 39 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3036 GIANNA WAY — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3036 GIANNA WAY — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3036 GIANNA WAY FAQs
What would the monthly payment be for 3036 GIANNA WAY?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,549/mo — principal and interest, the actual property-tax bill, the $57/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3036 GIANNA WAY?+
The association fee works out to $57 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3036 GIANNA WAY?+
The most recent tax bill on record (2025) was $5,808. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3036 GIANNA WAY?+
The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $450,000, this home is listed about 8% above the Land O Lakes median of $417,990. The market section on this page shows how the area is trending.
Which schools are assigned to 3036 GIANNA WAY?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$450,000 runs 25% above the LAND O LAKES 34638 median.
02Time on market is leverage
112 days on market against a Land O Lakes median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Kelli Azeman. MLS #TB8496738.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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