David Ramirez
$645,0002 bd2 ba1,688 sqft$382 /sqft$4,321 /mo all-in ↓

2657 44TH STREET S, GULFPORT, FL, 33711

Active117 days on marketListed Apr 11, 2026MLS #TB8496529

Single Family ResidenceBRUNSON-DOWELL SUB 1

About this home

2657 44TH STREET S

Gulfport Marina District DOUBLE LOT Residence! Mature tropical landscaped 2-bedroom, 2-bath block construction bungalow located just two blocks from the Gulfport Municipal Marina featuring an open split floor plan with 1,688 square feet of comfortable living space. Situated on a rare double lot, the home offers exceptional outdoor space and potential. The property was flood impacted by the 2024 Hurricane, and remediation has been completed. The photos include views of the home prior to the 2024 Hurricane storms, showcasing what it could once again become, offering a fantastic opportunity for the next owner to add their personal design touches. The home thoughtfully included recessed LED lighting, sleek ceiling fans, hurricane impact windows and sliders, a modern kitchen design, and a beautifully renovated primary en-suite featuring a skylight. A new A/C system installed in 2024 adds further value and efficiency. New custom-designed lower kitchen cabinets are on-site and ready for installation. The Bonus Room offers multi-use options, perhaps an office space or a 3rd bedroom? Large windows include a sizable bay window filtering an abundance of south-facing natural light. Plenty of parking curtesy of the spacious front driveway, additionally, the gated carport accessible from the rear alley provides security, privacy and cover. Storage Sheds and an additional shed platform adds to the outdoor conveniences found in this lovely home. Life in Gulfport is relaxed, colorful, and full of character. This charming waterfront community is known for its vibrant arts scene, walkable streets, and welcoming small-town feel. Residents enjoy waterfront sunsets at the Municipal Beach, strolling along the shops and restaurants and gathering for popular local events like the Gulfport Art Walk and the weekly Gulfport Tuesday Fresh Market. With beautiful beaches just minutes away and the culture and energy of St. Petersburg nearby, Gulfport offers a unique coastal lifestyle where art, boating, dining, and community come together to create an unforgettable place to live. Take advantage of this opportunity to create your own coastal retreat and enjoy the best of Gulfport living. South Adjacent Lot with its own parcel ID #27-31-16-12474-000-1760, measuring 6,351 sq.ft. is INCLUDED for a total Lot Size of 12,702 sq.ft.!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,688

Sqft

0.15 ac

Lot size

1951

Year built

One

Levels

$382

Per sqft

Garden view

Inside

FlooringOther
AppliancesMicrowave
InteriorCeiling Fan(s) · Open Floorplan · Skylight(s) · Split Bedroom
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationCrawlspace
ViewGarden
FacesEast
ParkingAlley Access · Driveway · Parking Pad
ExteriorIrrigation System · Sliding Doors · Storage

Community & fees

Taxes (2025)$5,261/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,321 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property tax — 2025 actual bill$438
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,500
Interest rate6.00%
Loan term

Estimated payment

$4,321/mo

Principal & interest$3,480
PMI (est., until 20% equity)$242
Property taxes (actual bill)$438
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $645K
$285KedgeAI estimate $463,633 · range $297K$551K$671K

vs edgeAI estimate

+39.1%

$/sqft vs Gulfport actives

$382 vs $290

Days on market

117 vs 59 typical

Where $382/sqft sits among the 109 Gulfport actives

31
20
13
18 · this home
15
12
$143–209$209–276$276–342$342–409$409–475$475+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bayview

Map of 2657 44TH STREET S inside its neighborhood boundary

Drive times from this address

Downtown Tampa30 min
Tampa Int’l Airport (TPA)30 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Gulfport. See the full Gulfport guide →

Bayview — neighborhood snapshot

Population

3,892

Median age

52

Median income

$63,896

Median home value

$241,999

Avg household

2

Households w/ children

389

For the school run

Pinellas County School District

ElementaryGulfport Montessori Elementary School★★★★★
HighLakewood High School★★★★★
MiddleAzalea Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Gulfport market

Seller’s marketLeans seller3.9 months of inventoryBuyer’s market

$352K$368K

Gulfport median sold, yr/yr

94.3%

Sale-to-list ratio (12 mo)

62 of 109

Gulfport actives have cut their price

Median sold price, Gulfport, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 105% above the GULFPORT 33711 median. See the full Gulfport market guide →

Paper trail

This home's history

Apr 11, 2026Listed at $645,000 · 117 days on market since
1951Built · BRUNSON-DOWELL SUB 1

Reality check

What actually sold near 2657 44TH STREET S

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2666 44TH STREET SSold · Sep ’25

$230,000

2666 44TH STREET S · same community

3 bd · 2 ba · 1,273 sqft · $181/sqft · 247 DOM

2656 44TH STREET SSold · Aug ’25

$185,000

2656 44TH STREET S · same community

3 bd · 1 ba · 1,089 sqft · $170/sqft · 108 DOM

2405 44TH STREET SSold · Mar ’26

$195,000

2405 44TH STREET S · same community

2 bd · 1 ba · 1,000 sqft · $195/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2657 44TH STREET S — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2657 44TH STREET S — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2657 44TH STREET S FAQs

What would the monthly payment be for 2657 44TH STREET S?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,321/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2657 44TH STREET S?+

The most recent tax bill on record (2025) was $5,261. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Gulfport?+

At $645,000, this home is listed about 94% above the Gulfport median of $332,450. The market section on this page shows how the area is trending.

Which schools are assigned to 2657 44TH STREET S?+

Gulfport Montessori Elementary School (elementary), Lakewood High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Bethsabe Bockman-Pedersen. MLS #TB8496529.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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