402 E EMMA STREET, TAMPA, FL, 33603
Active101 days on marketListed Apr 14, 2026MLS #TB8496452
About this home
402 E EMMA STREET
Short Sale. OLD SEMINOLE HEIGHTS – Incredible income producing opportunity or multi-generational living in a sought-after neighborhood that is rich in history with a commitment to restoration making it a highly desirable location. Nestled on a sprawling corner lot the main house is a reimagined, Craftsman-Inspired Bungalow full of character and charm built in 1918 features an inviting front porch, boasting 3 bedroom 2 baths, open floor plan, modernized kitchen with shaker cabinets, granite countertops, subway tile backsplash, stainless steel appliances and luxury vinyl plank flooring thru-out. The detached duplex offers two updated units that can generate great rental income or be utilized for a family who want to live together but still maintain some privacy and independence. Either way this property is sure to meet your needs and exceed your expectations. Whether you're looking for a place to call your own or an investment opportunity this unique estate is worth exploring as it has easy access to I- 275, minutes from boutique shops, highly acclaimed restaurants and cafes. 1.5 miles from the University of Tampa, 10 miles USF, 8 miles Tampa international Airport, 5 Miles Raymond James Stadium, 1.9 Miles from Tampa General Hospital, 1.5 miles from Channelside that offers an eclectic array of food options and popular attractions such as Amalie Arena, Florida Aquarium and Sparkman’s Warf. Something for everyone. Seize the opportunity to not only own this timeless beauty but to make a SMART INVESTMENT IN YOUR FUTURE! Come see for yourself.
Facts & features
The home at a glance
7
Bedrooms
4
Bathrooms
2,658
Sqft
0.22 ac
Lot size
1918
Year built
One
Levels
$226
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,412 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,412/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Tampa actives
$226 vs $303
Days on market
101 vs 33 typical
Where $226/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Tampa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
TAMPA 33603 — neighborhood snapshot
Population
20,267
Median age
37.9
Median income
$64,632
Median home value
$344,100
Avg household
2.32
Households w/ children
2,222
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
181 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 26% above the TAMPA 33603 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 402 E EMMA STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$869,900
4208 N CENTRAL AVENUE · same community
5 bd · 3 ba · 2,348 sqft · $370/sqft · 3 DOM
Sold · Nov ’25$450,000
4408 N BRANCH AVENUE · same community
3 bd · 2 ba · 1,568 sqft · $287/sqft · 18 DOM
Sold · Mar ’26$430,000
4102 N BRANCH AVENUE · same community
2 bd · 2 ba · 1,150 sqft · $374/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 402 E EMMA STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 402 E EMMA STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
402 E EMMA STREET FAQs
What would the monthly payment be for 402 E EMMA STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,412/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 402 E EMMA STREET?+
The most recent tax bill on record (2025) was $9,470. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $600,000, this home is listed about 29% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 402 E EMMA STREET?+
Oak Grove Elementary School (elementary), Hillsborough High School (high), Memorial Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$600,000 runs 26% above the TAMPA 33603 median — but at 2,658 sqft it's also 66% larger than the typical Tampa listing.
02Time on market is leverage
101 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $699,000, now $600,000 — a $99K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER REALTY · Vicki Strickler PA. MLS #TB8496452.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 402 E EMMA STREET but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →