6505 CEDAR STREET NE, ST PETERSBURG, FL, 33702
Active123 days on marketListed Apr 10, 2026MLS #TB8496407
About this home
6505 CEDAR STREET NE
Elevated Living Without the Stilts! Built over 13 feet above sea level, this beautiful home offers peace of mind and “high and dry” living—all on a spacious, shaded corner lot of over 1/3 acre, ideally located just moments from the new Speer YMCA, Mangrove Bay Middle School, and Mangrove Bay & Cypress Links Golf Course. Step through double front doors into a foyer, where you’re welcomed by a formal living and dining space featuring vaulted ceilings and a cozy fireplace. The heart of the home is the custom kitchen, complete with wood cabinetry, stainless steel appliances, and a center island—perfect for entertaining. The layout flows seamlessly to a screened-in porch, ideal for indoor-outdoor living. The inviting family room offers additional space to relax, highlighted by a second stone fireplace. The main level also includes a full bath, laundry closet, and a two-car garage with a workshop area. Upstairs, you’ll find three spacious guest bedrooms with ample storage and a shared hall bath. The primary suite is a true retreat, featuring south and west-facing views, a walk-in closet, and a large en-suite bath with a garden tub and separate walk-in shower. Outside, the expansive yard offers endless possibilities—design your dream pool, outdoor kitchen, play area, or additional storage for boats and recreational toys. Conveniently located near 4th Street shopping and dining, I-275, Tampa International Airport, and downtown St. Petersburg, this meticulously maintained home is ready to be customized and priced to sell!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,292
Sqft
0.33 ac
Lot size
2
Garage
1983
Year built
Two
Levels
$305
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,406 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,406/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs St Petersburg actives
$305 vs $333
Days on market
123 vs 57 typical
Where $305/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Florida Rivera
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
Florida Rivera — neighborhood snapshot
Population
239
Median age
64
Median income
$79,025
Median home value
$373,838
Avg household
2
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
221 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 176% above the ST PETERSBURG 33702 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6505 CEDAR STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$630,000
6310 PERSHING STREET NE · same community
4 bd · 2 ba · 2,172 sqft · $290/sqft · 12 DOM
Sold · Oct ’25$210,000
6404 PERSHING STREET NE · same community
3 bd · 1 ba · 836 sqft · $251/sqft · 6 DOM
Sold · Jul ’26$220,000
6404 PERSHING STREET NE · same community
3 bd · 1 ba · 836 sqft · $263/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6505 CEDAR STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6505 CEDAR STREET NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6505 CEDAR STREET NE FAQs
What would the monthly payment be for 6505 CEDAR STREET NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,406/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6505 CEDAR STREET NE?+
The most recent tax bill on record (2024) was $2,549. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Petersburg?+
At $699,000, this home is listed about 61% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6505 CEDAR STREET NE?+
Shore Acres Elementary School (elementary), Meadowlawn Middle School (middle), Northeast High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$699,000 runs 176% above the ST PETERSBURG 33702 median — but at 2,292 sqft it's also 70% larger than the typical St Petersburg listing.
02Time on market is leverage
123 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Shore Acres Elementary School, Meadowlawn Middle School, Northeast High School — Shore Acres Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SOUTHERN ROOTS REALTY, LLC · Natalie DeVicente. MLS #TB8496407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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