10297 N LAKE DRIVE UNIT 79, LARGO, FL, 33773
Active116 days on marketListed Apr 10, 2026MLS #TB8496163
About this home
10297 N LAKE DRIVE UNIT 79
Welcome to this beautifully upgraded 2-bedroom, 2-bath home located in the desirable Holiday Shores community on Lake Seminole. This property showcases numerous improvements, including a new A/C system, updated paneling throughout, new skirting, a water barrier, custom shades, and more—offering both comfort and peace of mind. Ideally situated just minutes from shopping, dining, and vibrant nightlife, and only 5 miles from the area’s stunning sandy beaches, this home delivers the perfect balance of convenience and coastal living. Whether you’re seeking a seasonal retreat, a snowbird getaway, or a full-time residence, this is truly a must-see opportunity. Residents also enjoy an active community lifestyle with a wide range of park activities to keep you engaged and entertained year-round.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
804
Sqft
41.88 ac
Lot size
1971
Year built
One
Levels
$186
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,456 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,456/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.2%
$/sqft vs HOLIDAY SHORES MOBILE PARK UNREC
$186 vs $164
Days on market
116 vs 52 typical
Where $186/sqft sits among the 10 homes for sale in HOLIDAY SHORES MOBILE PARK UNREC
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Holiday Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
Holiday Shores — neighborhood snapshot
Population
230
Median age
61
Median income
$50,060
Median home value
$128,900
Avg household
2
Households w/ children
11%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $319K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
5 of 10
HOLIDAY SHORES MOBILE PARK UNREC have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the LARGO 33773 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 10297 N LAKE DRIVE UNIT 79
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$119,500
10359 S LAKE DRIVE UNIT 238 · same community
2 bd · 2 ba · 816 sqft · $146/sqft · 336 DOM
Sold · Jan ’26$139,000
10512 PALM DRIVE UNIT 2 · same community
2 bd · 2 ba · 841 sqft · $165/sqft · 424 DOM
Sold · Dec ’25$110,000
10350 106TH AVENUE UNIT 11 · same community
2 bd · 2 ba · 912 sqft · $121/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10297 N LAKE DRIVE UNIT 79 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10297 N LAKE DRIVE UNIT 79 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10297 N LAKE DRIVE UNIT 79 FAQs
What would the monthly payment be for 10297 N LAKE DRIVE UNIT 79?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,456/mo — principal and interest, the actual property-tax bill, the $200/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10297 N LAKE DRIVE UNIT 79?+
The association fee works out to $200 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10297 N LAKE DRIVE UNIT 79?+
The most recent tax bill on record (2025) was $1,768. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10297 N LAKE DRIVE UNIT 79?+
The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $149,900, this home is listed about 50% below the Largo median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 10297 N LAKE DRIVE UNIT 79?+
Osceola Middle School (middle), Starkey Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the LARGO 33773 market on paper
$149,900 is 33% below the LARGO 33773 median of $222,500, and at $186/sqft it sits under the Largo average of $253.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
116 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Osceola Middle School, Starkey Elementary School, Richard O Jacobson Technical High School At Seminole — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Debbie Kempf. MLS #TB8496163.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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