David Ramirez
$715,000$725,0002 bd2 ba1,090 sqft$656 /sqft$4,771 /mo all-in ↓

517 39TH AVENUE, ST PETE BEACH, FL, 33706

Active114 days on marketListed Apr 10, 2026MLS #TB8495851

Reduced $10KPrivate poolSingle Family ResidenceBELLE VISTA POINT 1ST ADD

About this home

517 39TH AVENUE

This beautifully renovated 2 Bedroom / 2 Bathroom Pool home offers the ultimate beach lifestyle in one of the area’s most beloved communities. Located in Belle Vista neighborhood which offers coastal living, walking distance to the beach, shops & restaurants. Completely updated and move-in ready, this home has been renovated with a fresh, clean coastal feel. The brand-new kitchen shines with new appliances and countertops, while the updated bathroom, new ceiling fans throughout, and new HVAC system provide comfort and peace of mind. Step outside and experience what truly sets this home apart—a gorgeous, very deep pool completely fenced and perfect for entertaining or relaxing while watching the stunning sunset skies. You also get to enjoy peek-a-boo views of the iconic Don CeSar, adding a touch of Old Florida charm to your backyard setting. The covered patio creates an incredible outdoor living space, complete with a large TV, making it ideal for hosting friends, game days, or quiet evenings at home. A second bathroom with A/C near the pool adds both function and comfort. Additional highlights include a spacious one-car garage, newer washer & dryer and a new pool pump, ensuring everything is ready for you to enjoy from day one. Belle Vista offers a welcoming neighborhood feel with access to waterfront parks, a dock with a paddle-board/ kayak launch pad, fishing, scenic walking paths, and unbeatable proximity to the beach. You’re also just minutes from some of St. Pete Beach’s best restaurants, shopping, and local favorites. Whether you're looking for a full-time residence, vacation retreat, or investment opportunity, this charming beach cottage delivers the perfect blend of location, lifestyle, and modern updates.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,090

Sqft

0.19 ac

Lot size

1

Garage

1956

Year built

One

Levels

$656

Per sqft

Private poolPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ParkingGarage Door Opener
ExteriorPrivate Yard

Community & fees

Taxes (2025)$5,819/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,771 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,858
PMI (est., until 20% equity)$268
Property tax — 2025 actual bill$485
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $71,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $71,500
Interest rate6.00%
Loan term

Estimated payment

$4,771/mo

Principal & interest$3,858
PMI (est., until 20% equity)$268
Property taxes (actual bill)$485
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $715K
$514KedgeAI estimate $564,547 · range $535K$618K$744K

vs edgeAI estimate

+26.7%

$/sqft vs St Pete Beach actives

$656 vs $504

Days on market

114 vs 85 typical

Where $656/sqft sits among the 177 St Pete Beach actives

67
41
32 · this home
12
11
14
$278–437$437–596$596–756$756–915$915–1074$1074+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Belle Vista

Map of 517 39TH AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa40 min
Tampa Int’l Airport (TPA)40 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

Belle Vista — neighborhood snapshot

Population

1,335

Median age

59

Median income

$137,596

Median home value

$746,300

Avg household

2

Households w/ children

89%

For the school run

Pinellas County School District

HighBoca Ciega High School★★★★★
MiddleBay Point Middle School★★★★★
ElementaryAzalea Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

86 of 177

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 59% above the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $715,000 $10K
Apr 10, 2026Listed at $725,000 · 114 days on market since
1956Built · BELLE VISTA POINT 1ST ADD

Reality check

What actually sold near 517 39TH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

408 39TH AVENUESold · Nov ’25

$375,000

408 39TH AVENUE · same community

3 bd · 2 ba · 1,660 sqft · $226/sqft · 50 DOM

6295 BAHIA DEL MAR CIRCLE UNIT 406Sold · Nov ’25

$430,000

6295 BAHIA DEL MAR CIRCLE UNIT 406

2 bd · 2 ba · 1,050 sqft · $410/sqft · 176 DOM

6365 BAHIA DEL MAR BOULEVARD UNIT 604Sold · Nov ’25

$278,000

6365 BAHIA DEL MAR BOULEVARD UNIT 604

2 bd · 2 ba · 1,050 sqft · $265/sqft · 97 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 517 39TH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 517 39TH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

517 39TH AVENUE FAQs

What would the monthly payment be for 517 39TH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,771/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 517 39TH AVENUE?+

The most recent tax bill on record (2025) was $5,819. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 517 39TH AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $715,000, this home is listed about 19% above the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 517 39TH AVENUE?+

Boca Ciega High School (high), Bay Point Middle School (middle), Azalea Elementary School (elementary) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$715,000 runs 59% above the ST PETE BEACH 33706 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Boca Ciega High School, Bay Point Middle School, Azalea Elementary School — Azalea Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $725,000, now $715,000 — a $10K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS ST PETE REALTY · Stacy Allen. MLS #TB8495851.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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