116 OSCEOLA ROAD, GEORGETOWN, FL, 32139
Active104 days on marketListed Apr 12, 2026MLS #TB8495619
About this home
116 OSCEOLA ROAD
Experience the perfect blend of serenity and value with this cleared 1.33-acre lakefront lot at 116 Osceola Road. Located in the peaceful Plantation Pines II community of Georgetown, this build-ready parcel is the ideal site for your custom-built estate or a high-quality manufactured home. A major financial highlight of this property is its size; because it exceeds one acre and sits outside the Basin Management area, it does not require a costly specialized septic filtration system, saving you thousands in upfront development expenses. Boasting direct water access, this property is a haven for outdoor enthusiasts. You are minutes away from world-class bass fishing on Lake George and the scenic St. Johns River, with the Ocala National Forest nearby for endless exploration. The unique lot shape ensures maximum privacy, while the lack of HOA fees and restrictive boards gives you total freedom to design your ideal lifestyle. Electricity is available at the street, and paved road access makes the location both secluded and accessible. With low annual taxes and a prime waterfront location, this property offers a rare opportunity to secure a significant piece of Florida paradise at an exceptional price.
Facts & features
The home at a glance
1.33 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$415 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$415/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Georgetown
Get to know Georgetown. See the full Georgetown guide →
GEORGETOWN 32139 — neighborhood snapshot
Population
897
Median age
60.5
Median income
$56,806
Median home value
$129,400
Avg household
2.69
Households w/ children
58%
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Georgetown market
$187K → $265K
Georgetown median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Georgetown, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 149% above the GEORGETOWN 32139 median. See the full Georgetown market guide →
Paper trail
This home's history
Reality check
What actually sold near 116 OSCEOLA ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$340,000
133 SEMINOLE TRAIL · same community
2 bd · 1 ba · 1,247 sqft · $273/sqft · 46 DOM
Sold · Jan ’26$265,000
101 SE 3RD STREET
3 bd · 2 ba · 1,490 sqft · $178/sqft · 47 DOM
Sold · Apr ’26$230,000
201 PLUMOSA DRIVE
3 bd · 2 ba · 1,539 sqft · $149/sqft · 80 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 116 OSCEOLA ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 116 OSCEOLA ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
116 OSCEOLA ROAD FAQs
What would the monthly payment be for 116 OSCEOLA ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $415/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 116 OSCEOLA ROAD?+
The most recent tax bill on record (2025) was $404. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Georgetown?+
At $34,900, this home is listed about 92% below the Georgetown median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 116 OSCEOLA ROAD?+
Middleton-Burney Elementary School (elementary), Crescent City Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · De'Erika Watson. MLS #TB8495619.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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