2004 VIRGINIA DRIVE, BRADENTON, FL, 34205
Active105 days on marketListed Apr 9, 2026MLS #TB8495476
About this home
2004 VIRGINIA DRIVE
Welcome to 2004 Virginia Drive in Bradenton - a beautifully updated home just a short walk from the Village of the Arts, downtown, the Marina District, and the scenic Riverwalk, offering the best of Florida living. This spacious residence features over 2,700 square feet of thoughtfully designed living space filled with natural light and modern, organic finishes throughout. A charming front sunroom greets you, perfect for morning coffee, while impact-rated windows, an updated HVAC system, and a 2021 roof provide comfort, irrigation for the lawn, and new insulation in the attic for peace of mind. The split floor plan offers a private primary suite with a walk-in closet and en-suite bath with dual sinks, while two additional bedrooms are located on the opposite side. A second rear sunroom adds flexibility for a fourth bedroom, office, or bonus space. Outside, enjoy a fully fenced backyard with lush native landscaping and room for a pool, along with a two-car garage, ample storage, and plenty of parking for guests, boats, or recreational vehicles. Boating enthusiasts will appreciate rare riparian rights with Gulf access, including approximately 12 deeded feet of waterfront on Warner Bayou with depths ranging from 4 to 10 feet and direct access to the Manatee River and Gulf of Mexico, with potential for a dock or lift (buyer to verify). Ideally located near top-rated schools, shopping, dining, Robinson Preserve, Fort De Soto Park, and the beaches of Anna Maria Island, this home also offers easy access to downtown Bradenton and I-75 - schedule your private tour today to experience everything this exceptional property has to offer!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,756
Sqft
0.3 ac
Lot size
2
Garage
1950
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,092 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,092/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−47%
Days on market
105 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wares Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Wares Creek — neighborhood snapshot
Population
1,472
Median age
45
Median income
$55,764
Median home value
$263,268
Avg household
2
Households w/ children
160
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 225% above the BRADENTON 34205 median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2004 VIRGINIA DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2004 VIRGINIA DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2004 VIRGINIA DRIVE FAQs
What would the monthly payment be for 2004 VIRGINIA DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,092/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2004 VIRGINIA DRIVE?+
The most recent tax bill on record (2025) was $5,413. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2004 VIRGINIA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $550,000, this home is listed about 39% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 2004 VIRGINIA DRIVE?+
Ballard Elementary School (elementary), Manatee High School (high), W. D. Sugg Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$550,000 runs 225% above the BRADENTON 34205 median — but at 2,756 sqft it's also 74% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $625,000, now $550,000 — a $75K cut. The full history is in the market section below.
Listing courtesy of EXP REALTY LLC · Karina Grajcarek. MLS #TB8495476.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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