10316 CHARLOTTE DRIVE, PARRISH, FL, 34219
Active104 days on marketListed Apr 10, 2026MLS #TB8495250
About this home
10316 CHARLOTTE DRIVE
Price Reduction!! Wake up to a beautiful water view in this gently used D.R. Horton Aria model, where the vibes are high and the maintenance is low. If you’ve been dreaming of that "model home" feeling without the "construction zone" headache, you just found your match! Expect that famous D.R. Horton flow—open, airy, and drenched in sunshine. Skip the builder waitlist and the "new house" dust. This beauty is turnkey, stylish, and looking for its next favorite human. There is absolutely no carpet here. We’re talking sleek, seamless flooring throughout that’s ready for your autonomous vacuum to have the time of its life. Spilled some wine? Golden Retriever shedding? No problem, just a quick swipe and you’re back to relaxing. The backyard isn't just a yard; it’s your personal front-row seat to the lake from the screened in porch. Grab your binoculars or just your morning coffee and enjoy the expansive views across the water. You’ll love watching the neighbors across the lake host their weekend BBQs or try (and fail) to set up that giant inflatable slide. It’s all the entertainment of a neighborhood community with the perfect "water buffer" for your own privacy. This home has been loved just enough to ensure everything works perfectly, but not enough to lose its sparkle. It’s pristine, polished, and ready for you to move in and start making memories on day one. The kitchen is a total showstopper, perfect for everything from gourmet meal prep to being the "hub" for the best Sunday brunch in the zip code. Ready to wake up to that view (and see what the neighbors are up to) every single morning? Come see it before someone else claims your sunrise!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,672
Sqft
0.17 ac
Lot size
2
Garage
2020
Year built
One
Levels
$209
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,898 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,898/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+4.5%
Days on market
104 vs 42 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Manatee River Farms
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Parrish. See the full Parrish guide →
Manatee River Farms — neighborhood snapshot
Population
114
Median age
40
Median income
$191,750
Median home value
$569,628
Avg household
2
Households w/ children
21%
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 16% below the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10316 CHARLOTTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10316 CHARLOTTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
10316 CHARLOTTE DRIVE FAQs
What would the monthly payment be for 10316 CHARLOTTE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,898/mo — principal and interest, the actual property-tax bill, the $146/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 10316 CHARLOTTE DRIVE?+
The association fee works out to $146 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 10316 CHARLOTTE DRIVE?+
The most recent tax bill on record (2025) was $4,526. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10316 CHARLOTTE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $350,000, this home is listed about 17% below the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 10316 CHARLOTTE DRIVE?+
Barbara A Harvey Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PARRISH 34219 market on paper
$350,000 is 16% below the PARRISH 34219 median of $414,772, and at $209/sqft it sits under the Parrish average of $220.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
104 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Barbara A Harvey Elementary School, Parrish Community High School, Buffalo Creek Middle School — Barbara A Harvey Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of KELLER WILLIAMS TAMPA PROPERTIES · Jennifer Hernandez. MLS #TB8495250.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Parrish homes, in your inbox
Like 10316 CHARLOTTE DRIVE but not quite? A daily digest of every new listing in Parrish — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →