212 CEDARWOOD CIRCLE UNIT 212, SEMINOLE, FL, 33777
Active117 days on marketListed Apr 9, 2026MLS #TB8495131
About this home
212 CEDARWOOD CIRCLE UNIT 212
Welcome Home to 212 Cedarwood Circle, Seminole, FL 33777 Nestled in the highly sought-after 55+ community of The Gardens, this stunning corner-unit condo offers the perfect blend of comfort, style, and Florida living. With 3 bedrooms, 2 full bathrooms, and 1,571 square feet of beautifully upgraded living space, this second-floor residence is ready to impress from the moment you step inside. The bright, open-concept kitchen is a true showstopper, featuring elegant quartz countertops, a gorgeous tile backsplash, and gleaming LG stainless steel appliances. The expansive breakfast bar — measuring nearly 3.5 by 8 feet — comfortably seats up to six, making it the ideal gathering spot for morning coffee or evening entertaining. Every detail has been thoughtfully considered, from abundant storage to modern finishes that elevate the entire space. Throughout the home, you'll discover tasteful upgrades including six-panel doors with newer hardware, crown molding, updated baseboards, and contemporary lighting fixtures with ceiling fans. Professionally installed plantation shutters frame the windows beautifully, while durable waterproof laminate flooring flows seamlessly from room to room. Both bathrooms have been refreshed with newer vanities, and the guest bath features a convenient walk-in shower. An In-unit laundry closet is also a plus! The sun-drenched Florida room is an absolute gem — a tranquil retreat where you can unwind while soaking in views of the sparkling community pool and lush tropical landscaping. Additional highlights include a newer A/C system installed in 2019 with a smart Nest thermostat, a large mirrored sliding closet in the guest room. This home comes with not one, but two covered carport spaces located just steps from your door. Community amenities enhance everyday living with a heated pool, spacious clubhouse, outdoor grill area, community laundry and shuffleboard courts. The location is unbeatable — adjacent to scenic Lake Seminole Park, minutes from Seminole Lake Country Club, and a short drive to Seminole City Center and the stunning Gulf beaches. Shopping conveniences like Publix and ALDI are right around the corner. Don't let this beautifully maintained condo slip away. Call today to schedule your private showing!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,571
Sqft
0 ac
Lot size
1973
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,721 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,721/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−36.3%
$/sqft vs Seminole actives
$162 vs $254
Days on market
117 vs 44 typical
Where $162/sqft sits among the 289 Seminole actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
The Gardens — neighborhood snapshot
Population
884
Median age
56
Median income
$72,279
Median home value
$220,772
Avg household
2
Households w/ children
90%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
163 of 289
Seminole actives have cut their price
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Reality check
What actually sold near 212 CEDARWOOD CIRCLE UNIT 212
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$132,000
224 ASPEN CIRCLE UNIT 224 · same community
3 bd · 2 ba · 1,560 sqft · $85/sqft · 331 DOM
Sold · Apr ’26$179,000
212 FERNWOOD CIRCLE UNIT 212 · same community
3 bd · 2 ba · 1,550 sqft · $115/sqft · 96 DOM
Sold · May ’26$168,000
116 DOGWOOD CIRCLE UNIT 116 · same community
3 bd · 2 ba · 1,605 sqft · $105/sqft · 49 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 212 CEDARWOOD CIRCLE UNIT 212 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 212 CEDARWOOD CIRCLE UNIT 212 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
212 CEDARWOOD CIRCLE UNIT 212 FAQs
What would the monthly payment be for 212 CEDARWOOD CIRCLE UNIT 212?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,721/mo — principal and interest, the actual property-tax bill, the $892/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 212 CEDARWOOD CIRCLE UNIT 212?+
The association fee works out to $892 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 212 CEDARWOOD CIRCLE UNIT 212?+
The most recent tax bill on record (2025) was $672. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 212 CEDARWOOD CIRCLE UNIT 212?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $254,900, this home is listed about 35% below the Seminole median of $390,250. The market section on this page shows how the area is trending.
Which schools are assigned to 212 CEDARWOOD CIRCLE UNIT 212?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SEMINOLE 33777 market on paper
$254,900 is 7% below the SEMINOLE 33777 median of $273,500, and at $162/sqft it sits under the Seminole average of $257.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $892/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
117 days on market against a Seminole median of 44 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Rick Ford. MLS #TB8495131.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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