11303 CLEAR OAK CIRCLE, NEW PORT RICHEY, FL, 34654
Active118 days on marketListed Apr 13, 2026MLS #TB8495100
About this home
11303 CLEAR OAK CIRCLE
Now $15,000 Less! Your Opportunity to Own This Beautiful Home Just Got Better! Welcome to this BEAUTIFULLY MAINTAINED 3-BEDROOM, 2-BATH HOME in the HIGHLY DESIRABLE 55+ SUMMERTREE COMMUNITY! Designed for both comfort and style, this home boasts a BRIGHT, OPEN FLOOR PLAN with SOARING CEILINGS and an ABUNDANCE OF NATURAL LIGHT. The SPACIOUS LIVING ROOM flows effortlessly into the FORMAL LIVING/DINING ROOM COMBINATION, which then opens into the INVITING FAMILY ROOM. From here, step out onto the SCREENED-IN PATIO, where LARGE PAVERS surround a GORGEOUS POOL AND SPA, creating the PERFECT RETREAT for relaxation or entertaining. The EAT-IN KITCHEN is a chef’s delight, featuring STYLISH CABINETRY, AMPLE COUNTER SPACE, PENDANT LIGHTING, PLANT SHELVES, a BREAKFAST BAR, and a LARGE PANTRY for all your storage needs. The PRIMARY BEDROOM SUITE is a PRIVATE OASIS, complete with a WALK-IN CLOSET and a LUXURIOUS ENSUITE BATHROOM featuring DUAL SINKS and a WALK-IN SHOWER. The SPLIT FLOOR PLAN offers TWO ADDITIONAL SPACIOUS BEDROOMS, ensuring privacy for guests or a HOME OFFICE SETUP. A DEDICATED LAUNDRY ROOM with EXTRA CABINET SPACE adds convenience to everyday living. OUTSTANDING UPGRADES: NEW ROOF 2022, AC 2025, INTERIOR PAINT 2025, NEW LUXURY LAMINATE FLOORING 2025. Beyond your front door, SUMMERTREE is bursting with activity! This GOLF CART-FRIENDLY COMMUNITY offers a PRIVATELY OWNED GOLF COURSE, FITNESS CENTER, POOL, PICKLEBALL AND SHUFFLEBOARD COURTS, GAME ROOMS, LIBRARY, WORKOUT ROOM, and so much more. From TENNIS and YOGA to SOCIAL EVENTS, CARD GAMES, and LINE DANCING, there’s always something happening in this VIBRANT COMMUNITY! Don’t miss the chance to live in this ACTIVE, AMENITY-RICH NEIGHBORHOOD—schedule your private tour today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,854
Sqft
0.31 ac
Lot size
2
Garage
2004
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,704 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,704/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13%
$/sqft vs New Port Richey actives
$178 vs $202
Days on market
118 vs 50 typical
Where $178/sqft sits among the 400 New Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Summertree
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Port Richey. See the full New Port Richey guide →
Summertree — neighborhood snapshot
Population
1,835
Median age
60
Median income
$44,847
Median home value
$169,874
Avg household
2
Households w/ children
159
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Port Richey market
$280K → $260K
New Port Richey median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
230 of 400
New Port Richey actives have cut their price
Median sold price, New Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 84% above the NEW PORT RICHEY 34654 median. See the full New Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 11303 CLEAR OAK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$355,000
11225 GODWIT COURT
3 bd · 2 ba · 1,862 sqft · $191/sqft · 127 DOM
Sold · Nov ’25$354,900
11305 MERGANSER WAY
3 bd · 2 ba · 1,844 sqft · $192/sqft · 15 DOM
Sold · Apr ’26$362,500
11429 MERGANSER WAY
3 bd · 2 ba · 1,844 sqft · $197/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 11303 CLEAR OAK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11303 CLEAR OAK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
11303 CLEAR OAK CIRCLE FAQs
What would the monthly payment be for 11303 CLEAR OAK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,704/mo — principal and interest, the actual property-tax bill, the $234/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11303 CLEAR OAK CIRCLE?+
The association fee works out to $234 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11303 CLEAR OAK CIRCLE?+
The most recent tax bill on record (2025) was $2,662. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11303 CLEAR OAK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Port Richey?+
At $330,000, this home is listed about 18% above the New Port Richey median of $279,900. The market section on this page shows how the area is trending.
Which schools are assigned to 11303 CLEAR OAK CIRCLE?+
Moon Lake Elementary School (elementary), Fivay High School (high), Hudson Academy (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$330,000 runs 84% above the NEW PORT RICHEY 34654 median — but at 1,854 sqft it's also 35% larger than the typical New Port Richey listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
118 days on market against a New Port Richey median of 50 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $350,000, now $330,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOMEFRONT REALTY · Magdalena Paszkowski. MLS #TB8495100.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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