1810 MILFORD CIRCLE, SUN CITY CENTER, FL, 33573
Active105 days on marketListed Apr 24, 2026MLS #TB8495089
Come see it
Upcoming open house
Sat, Aug 8
10:30 AM – 1:00 PM
On perhaps the best lakefront lot in all of Sun City Center, this home is gorgeous and has so much to offer. Inspections have been done and are available. A 2 1/2 car garage, a boat dock, a huge, covered pergola and a 360 SQ FT Finished Florida room with its own mini split. This is a MUST-SEE!
About this home
1810 MILFORD CIRCLE
One or more photo(s) has been virtually staged. JUST REDUCED! ONE OF SUN CITY CENTER'S MOST EXTRAORDINARY WATERFRONT HOMES! Perfectly positioned on a rare 1/3-acre corner lot overlooking beautiful Middle Lake, this exceptional waterfront residence offers breathtaking panoramic views, unmatched privacy, and a lifestyle that few homes in Sun City Center can rival. Imagine beginning each morning with coffee as the sun rises over the water, spending peaceful afternoons watching native birds and wildlife from your private dock, and ending the day with spectacular sunsets from the comfort of your pergola. Whether you're entertaining guests or simply enjoying the tranquility of the lake, this is Florida waterfront living at its absolute best. The expansive homesite also provides ample room to add the pool of your dreams, and fences are permitted in this community. Offering more than 2,200 square feet of beautifully maintained living space, this thoughtfully designed home blends comfort, functionality, and timeless appeal. Sixteen professionally tinted rear windows fill the home with natural light while showcasing stunning lake views from nearly every primary living area. The spacious kitchen flows effortlessly into the living and dining areas, creating an inviting layout that's ideal for everyday living as well as entertaining family and friends. Multiple flexible living spaces easily accommodate a home office, hobby room, fitness area, or overnight guests. The oversized 2½-car garage features a dedicated golf cart bay and workshop and overhead storage, while the extended driveway offers abundant parking for multiple vehicles, boats, or even a large RV. Recent improvements include a new roof in 2022, a hybrid water heater, water softener, resurfaced private dock with electricity and lighting, luxury vinyl flooring throughout, the cast-iron sewer lines have been relined, a custom designed, California walk-in closet in the master suite, new fans and lighting, both bathrooms have been beautifully updated, interior/exterior paint, and numerous additional upgrades, allowing the next owner to move in with confidence. Unlike many communities, the HOA is only approximately $6 per month, primarily supporting Middle Lake while allowing homeowners exceptional flexibility that's rarely found in deed-restricted neighborhoods. Ideally located just minutes from championship golf, shopping, restaurants, medical facilities, recreation, and Sun City Center's renowned amenities, this remarkable property offers the perfect balance of peaceful waterfront living and everyday convenience. NOW OFFERRED AT AN EXCEPTIONAL NEW PRICE OF $389,900, this is one of the finest waterfront opportunities currently available in Sun City Center. Homes of this caliber—and on lots this special—rarely come to market. Schedule your private showing today and experience everything this exceptional lakefront home has to offer.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
2,216
Sqft
0.3 ac
Lot size
2
Garage
1970
Year built
One
Levels
$176
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,895 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,895/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.3%
$/sqft vs DEL WEBBS SUN CITY FLORIDA UN
$176 vs $175
Days on market
105 vs 55 typical
Where $176/sqft sits among the 26 homes for sale in DEL WEBBS SUN CITY FLORIDA UN
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sun City Center
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sun City Center. See the full Sun City Center guide →
SUN CITY CENTER 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sun City Center market
$255K → $232K
Sun City Center median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
15 of 26
DEL WEBBS SUN CITY FLORIDA UN have cut their price
Median sold price, Sun City Center, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 58% above the SUN CITY CENTER 33573 median. See the full Sun City Center market guide →
Paper trail
This home's history
Reality check
What actually sold near 1810 MILFORD CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$335,000
1509 BLACKSTONE CIRCLE · same community
2 bd · 2 ba · 2,265 sqft · $148/sqft · 193 DOM
Sold · Jan ’26$265,000
604 OJAI AVENUE · same community
3 bd · 2 ba · 1,736 sqft · $153/sqft · 108 DOM
Sold · Jun ’26$275,000
612 ALLEGHENY DRIVE · same community
3 bd · 2 ba · 1,696 sqft · $162/sqft · 24 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1810 MILFORD CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1810 MILFORD CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1810 MILFORD CIRCLE FAQs
What would the monthly payment be for 1810 MILFORD CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,895/mo — principal and interest, the actual property-tax bill, the $6/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1810 MILFORD CIRCLE?+
The association fee works out to $6 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1810 MILFORD CIRCLE?+
The most recent tax bill on record (2025) was $3,134. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1810 MILFORD CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sun City Center?+
At $389,900, this home is listed about 47% above the Sun City Center median of $265,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1810 MILFORD CIRCLE?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$389,900 runs 58% above the SUN CITY CENTER 33573 median — but at 2,216 sqft it's also 43% larger than the typical Sun City Center listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $424,900, now $389,900 — a $35K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of FLORIDA'S 1ST CHOICE RLTY LLC · Rich Shelley. MLS #TB8495089.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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