1637 SE PARADISE CIRCLE UNIT 204, CRYSTAL RIVER, FL, 34429
Active118 days on marketListed Apr 7, 2026MLS #TB8494856
About this home
1637 SE PARADISE CIRCLE UNIT 204
You have to come take a look at this beautifully renovated 3 bedroom 2 bath condo located in the heart of Crystal River! Included in the renovation you will find new appliances, flooring, paint and cabinets, just to name a few items. If you are into antiques, you will love the Egyptian doors going into the pantry. This condo also has a fully enclosed patio with new windows, skylight and is plumbed and ready for you to add an ice machine and mini split. The back patio has a great sitting area with travertine decking so that you can enjoy your water view. Centrally located, and close to downtown, this golf cart community is perfect for all your social needs as you will be walking distance to waterfront restaurants, festivals and all the city activities. And lets not forget boating, kayaking and paddle boarding to the beautiful crystal clear springs or the shallows. The HOA condo association covers many homeowners' needs to make it easy and stress free along with a community pool for owners to enjoy without the hassle of having to care for it themselves. Included with the HOA are flood insurance, lawn maintenance, building maintenance, the roof (which was just replaced in 2026), dock spaces, and much more! Crystal River has so much to offer and this condo is move in ready!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,552
Sqft
0.04 ac
Lot size
1982
Year built
Two
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,722 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,722/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crystal River actives
$271 vs $215
Days on market
118 vs 65 typical
Where $271/sqft sits among the 141 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $235K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
70 of 141
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1637 SE PARADISE CIRCLE UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$303,000
868 & 882 N GARDENVIEW TERRACE
3 bd · 2 ba · 1,564 sqft · $194/sqft · 3 DOM
Sold · Oct ’25$290,000
841 N PALM SPRINGS TERRACE
3 bd · 2.5 ba · 1,594 sqft · $182/sqft · 167 DOM
Sold · May ’26$220,000
1103 SE 3RD STREET
3 bd · 2 ba · 1,596 sqft · $138/sqft · 154 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1637 SE PARADISE CIRCLE UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1637 SE PARADISE CIRCLE UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1637 SE PARADISE CIRCLE UNIT 204 FAQs
What would the monthly payment be for 1637 SE PARADISE CIRCLE UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,722/mo — principal and interest, the actual property-tax bill, the $730/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1637 SE PARADISE CIRCLE UNIT 204?+
The association fee works out to $730 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1637 SE PARADISE CIRCLE UNIT 204?+
The most recent tax bill on record (2025) was $2,089. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1637 SE PARADISE CIRCLE UNIT 204?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $420,000, this home is listed about 30% above the Crystal River median of $322,450. The market section on this page shows how the area is trending.
Which schools are assigned to 1637 SE PARADISE CIRCLE UNIT 204?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$420,000 runs 68% above the CRYSTAL RIVER 34429 median.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $730/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04The price has already moved
Listed at $434,900, now $420,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PLANTATION REALTY, INC. · Lisa Stearns. MLS #TB8494856.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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