16022 GOLDEN LAKES DRIVE, WIMAUMA, FL, 33598
Active108 days on marketListed Apr 17, 2026MLS #TB8494765
About this home
16022 GOLDEN LAKES DRIVE
Owner motivated, make an offer!! SELLER OFFERING CLOSING COST CREDIT FOR HOA FEES FOR REMAINDER OF 2026!!! VALENCIA LAKES, PREMIER GATED 55+ COMMUNITY. Say hello to this beautifully maintained 3-bedroom, 2-bath home, offering OVER 2,000 square feet of living space! It is perfectly situated in the vibrant 55+ active community of Valencia Lakes! Designed with both comfort and style in mind, this residence offers an open floor plan that blends bright, airy living with thoughtfully planned privacy. The Quarterly HOA payment includes Cable tv, Internet Recreational Facilities and common ground maintenance plus more! Step inside and you’ll find spacious bedrooms complete with ceiling fans, ideal for both owners and guests. The impressive primary suite features a generous walk-in closet and a luxurious bathroom with dual sinks, a soaking tub, and a walk-in "snail" shower (no step over). This home is partially furnished with a guest bedroom set, desk, gas grill, patio box, freezer, garage storage cabinets, work bench and generator. Gorgeous plantation shutters adorn most windows for added privacy. The chef’s kitchen is a true highlight—equipped with stainless steel appliances (all just 3 years old), granite countertops, an oven, and a gourmet induction stove. With an eat-in dining area and abundant counter space, it’s perfect for everyday meals or entertaining friends. Throughout the home, you’ll appreciate the thoughtful upgrades: crown molding, Plantation shutters (3 years old), tile flooring in the main living areas, plush carpet in the bedrooms, and ceiling fans. The family room opens through sliding glass doors to a screened-in patio—an ideal spot to enjoy Florida’s beautiful year-round weather. Additional conveniences include a landscaped front yard, fenced in backyard, hurricane shutters, generator, a 2-car driveway and garage, and a well-equipped laundry room with washer, dryer and extra storage—all included. Living in Valencia Lakes means embracing a true resort-style lifestyle. Enjoy a clubhouse with resort, lap, and resistance pools, hot tub, steam rooms, and saunas. Stay active with a 24-hour fitness center, tennis, pickleball, shuffleboard, bocce, and basketball. Social opportunities abound with the bistro, social hall events, art studio, card rooms, billiards, ping pong, and a community garden. RV/boat storage and a dog park complete the impressive list of amenities. This home truly has it all—comfort, convenience, and access to a thriving, fun-filled community. Come experience the lifestyle that makes Valencia Lakes so special! Residents enjoy a 40,000-square-foot clubhouse, 24-hour fitness center, multiple pools, bistro, tennis, pickleball, bocce ball, clubs, live shows, arts and crafts, cooking classes, scenic walking paths, gardening area and countless social activities. Come experience the Valencia Lakes lifestyle and start living your best life!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,058
Sqft
0.16 ac
Lot size
2
Garage
2011
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,718 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,718/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.6%
$/sqft vs Wimauma actives
$182 vs $184
Days on market
108 vs 44 typical
Where $182/sqft sits among the 273 Wimauma actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Wimauma
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wimauma. See the full Wimauma guide →
The numbers that matter
The Wimauma market
$369K → $362K
Wimauma median sold, yr/yr
98.6%
Sale-to-list ratio (12 mo)
140 of 273
Wimauma actives have cut their price
Median sold price, Wimauma, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1% above the Wimauma median. See the full Wimauma market guide →
Paper trail
This home's history
Reality check
What actually sold near 16022 GOLDEN LAKES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$350,000
16020 GOLDEN LAKES DRIVE · same community
3 bd · 2 ba · 1,880 sqft · $186/sqft · 23 DOM
Sold · May ’26$265,000
1302 DESERT HILLS DRIVE
4 bd · 2 ba · 1,956 sqft · $135/sqft · 9 DOM
Sold · Apr ’26$290,000
5025 BRICKWOOD RISE DRIVE
4 bd · 2.5 ba · 1,925 sqft · $151/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 16022 GOLDEN LAKES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 16022 GOLDEN LAKES DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
16022 GOLDEN LAKES DRIVE FAQs
What would the monthly payment be for 16022 GOLDEN LAKES DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,718/mo — principal and interest, the actual property-tax bill, the $590/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 16022 GOLDEN LAKES DRIVE?+
The association fee works out to $590 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 16022 GOLDEN LAKES DRIVE?+
The most recent tax bill on record (2025) was $7,140. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 16022 GOLDEN LAKES DRIVE?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wimauma?+
At $374,900, this home is listed about 1% above the Wimauma median of $370,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
02Know the monthly fee
The association fee is $590/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
108 days on market against a Wimauma median of 44 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $419,000, now $374,900 — a $44K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Lorraine Perri. MLS #TB8494765.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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