David Ramirez
$750,0002 bd2 ba1,005 sqft$746 /sqft$5,042 /mo all-in ↓

12924 GULF BOULEVARD UNIT 510, MADEIRA BEACH, FL, 33708

Active117 days on marketListed Apr 7, 2026MLS #TB8494745

WaterfrontPrivate poolCondominiumSANDY SHORES CONDO

About this home

12924 GULF BOULEVARD UNIT 510

INVESTOR DREAM PROPERTY - PERFECT INCOME-PRODUCING MADEIRA BEACH BEACHFRONT CONDO | This amazing 2 bed 2 bath unit right on the sandy beaches of Madeira Beach is very unique and rare with no restrictions on the number of rentals and nightly rentals allowed and UNLIMITED owner use****ONLY 3 NIGHT MINIMUM**** ALL AGES, ANIMAL FRIENDLY***Welcome home to your piece of paradise which is in the absolute most perfectly positioned Top Floor Condo across the street from famous John's Pass full of shopping, dining, boat rentals and waterfront options to enjoy. This residence is positioned on Madeira Beach, and the Gulf of America. This condo is steps to being on one of Florida’s most beautiful beaches, Madeira Beach, while also located just across Gulf Blvd from the world famous Johns Pass Village & Boardwalk featuring many shops, restaurants, water activities, & dolphin watching. A perfect location! This is a very popular vacation rental building allowing short term rentals while still allowing you to use it personally at your convenience or you can make this your full-time home and provides you and your guests with unlimited access to the best sunsets available on this coast.. 2 spacious bedrooms and 2 bathrooms including a grand master suite with an en-suite bath enjoying a time at the beach that is undeniably memorable. While you are not able to leverage time at the beach, this building allows for short-term rentals (min 3 days) for your cash flow desires. Fully walkable to so much so your guests don't need a car which makes for ease and low-cost, convenient travel. Fully turnkey solutions are available for rentals so please ensure you inquire about this at your showing. Schedule your showing today and spend the winter months enjoying the sun and sand of beautiful Madeira Beach! Condo building features over $2 million in professionally engineered structural and common are element updates over the past five years including concrete, rebar, balconies, hallways, roof, pool heater and pool filtration system replaced, building generator replaced, repaved parking lots, pool recently resurfaced, pool bathroom upgrade, fencing around pool & bike storage, new emergency building generator, & much more. Seller's portion of special assessment paid in full.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,005

Sqft

0.92 ac

Lot size

1979

Year built

One

Levels

$746

Per sqft

Private poolWaterfrontPartiallyPets allowed

Inside

FlooringCeramic Tile · Other
AppliancesDishwasher · Disposal · Range · Refrigerator
InteriorLiving Room/Dining Room Combo · Open Floorplan · Stone Counters
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofOther
ConstructionConcrete · Stucco
FoundationOther · Slab
FacesSouth
ExteriorBalcony

Community & fees

Taxes (2025)$6,650/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityWaterfront · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$5,042 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property tax — 2025 actual bill$554
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $75,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $75,000
Interest rate6.00%
Loan term

Estimated payment

$5,042/mo

Principal & interest$4,047
PMI (est., until 20% equity)$281
Property taxes (actual bill)$554
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $750K
$296KedgeAI estimate $393,023 · range $308K$427K$780K

vs edgeAI estimate

+90.8%

$/sqft vs Madeira Beach actives

$746 vs $611

Days on market

117 vs 88 typical

Where $746/sqft sits among the 113 Madeira Beach actives

58
39 · this home
4
4
1
7
$277–628$628–979$979–1329$1329–1680$1680–2031$2031+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Madeira Beach

Map of 12924 GULF BOULEVARD UNIT 510

Drive times from this address

Downtown Tampa41 min
Tampa Int’l Airport (TPA)41 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Madeira Beach. See the full Madeira Beach guide →

MADEIRA BEACH 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Madeira Beach market

Seller’s marketLeans buyer9.5 months of inventoryBuyer’s market

$573K$585K

Madeira Beach median sold, yr/yr

93.8%

Sale-to-list ratio (12 mo)

53 of 113

Madeira Beach actives have cut their price

Median sold price, Madeira Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the MADEIRA BEACH 33708 median. See the full Madeira Beach market guide →

Paper trail

This home's history

Apr 7, 2026Listed at $750,000 · 117 days on market since
1979Built · SANDY SHORES CONDO

Reality check

What actually sold near 12924 GULF BOULEVARD UNIT 510

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12924 GULF BOULEVARD UNIT 311Sold · Dec ’25

$575,000

12924 GULF BOULEVARD UNIT 311 · same community

2 bd · 2 ba · 1,005 sqft · $572/sqft · 58 DOM

12924 GULF BOULEVARD UNIT 310Sold · Oct ’25

$550,000

12924 GULF BOULEVARD UNIT 310 · same community

2 bd · 2 ba · 1,005 sqft · $547/sqft · 159 DOM

12924 GULF BOULEVARD UNIT 110Sold · Jun ’26

$500,000

12924 GULF BOULEVARD UNIT 110 · same community

2 bd · 2 ba · 1,005 sqft · $498/sqft · 11 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12924 GULF BOULEVARD UNIT 510 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12924 GULF BOULEVARD UNIT 510 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12924 GULF BOULEVARD UNIT 510 FAQs

What would the monthly payment be for 12924 GULF BOULEVARD UNIT 510?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,042/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12924 GULF BOULEVARD UNIT 510?+

The most recent tax bill on record (2025) was $6,650. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12924 GULF BOULEVARD UNIT 510?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Madeira Beach?+

At $750,000, this home is listed about 6% below the Madeira Beach median of $799,000. The market section on this page shows how the area is trending.

Which schools are assigned to 12924 GULF BOULEVARD UNIT 510?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$750,000 runs 60% above the MADEIRA BEACH 33708 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of BISHA REAL ESTATE & CONSULTING · Greta Oliva. MLS #TB8494745.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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