12760 INDIAN ROCKS ROAD UNIT 1065, LARGO, FL, 33774
Active115 days on marketListed Apr 10, 2026MLS #TB8494676
About this home
12760 INDIAN ROCKS ROAD UNIT 1065
Imagine starting every morning with Intracoastal views from your own private screened-in balcony — coffee in hand, ceiling fan turning, palm trees swaying in the Florida breeze. That is daily life in Unit #1065 at New Atlantis Club. This beautifully renovated two-bedroom, one-bathroom condo has been updated from top to bottom so you can move right in and start living. The fully renovated kitchen is the heart of the home — featuring white shaker cabinets, quartz countertops, a spacious open peninsula with undermount sink, white subway tile backsplash, and a full appliance package. Whether you are cooking for yourself or entertaining friends, this kitchen was designed to make it easy and enjoyable. The open pass-through connects the kitchen to your bright, airy living and dining space — a layout that feels larger than the square footage suggests and fills with natural light throughout the day. The renovated bathroom is a true retreat, with floor-to-ceiling marble-look tile, a designer mosaic shower floor, a clean white vanity, and brushed nickel fixtures that give it a fresh, spa-like feel. Both bedrooms are generously sized with large closets and ceiling fans to keep you comfortable year-round. The primary bedroom features new luxury vinyl plank flooring — warm, stylish, and built to last. Your monthly rent covers Cable TV, Internet, Water, Sewer, Trash, Grounds Care, Pest Control, and Pool Maintenance. Outside your front door, the community feels like a resort you never have to leave. Take a dip in one of two heated pools, relax in the spa, stay active in the fitness center, or unwind at the Tiki huts with the BBQ grills and picnic tables. Enjoy the shuffleboard and tennis courts, store your canoe or kayak steps from the water, and explore the hiking trails and waterfront boardwalk at John R. Bonner Nature Park — all accessible directly from the community. When you do venture out, you are just minutes from the sugary sands of Indian Rocks Beach, an abundance of waterfront dining, shopping, hospitals, and golf courses. Clearwater, St. Petersburg, and Tampa are all a short drive away. This is not just a place to rent. It is a place to call home. No pets. Association approval required.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
980
Sqft
0 ac
Lot size
1972
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Largo actives
$2 vs $238
Days on market
115 vs 52 typical
Where $2/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Largo
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Largo. See the full Largo guide →
LARGO 33774 — neighborhood snapshot
Population
20,018
Median age
49.1
Median income
$76,769
Median home value
$315,200
Avg household
2.38
Households w/ children
1,963
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $326K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
203 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the LARGO 33774 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 12760 INDIAN ROCKS ROAD UNIT 1065
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$475,000
50 GULF BOULEVARD UNIT 207
2 bd · 2 ba · 1,008 sqft · $471/sqft · 251 DOM
Sold · Nov ’25$345,000
14532 SIOUX AVENUE
2 bd · 2 ba · 930 sqft · $371/sqft · 40 DOM
Sold · Jul ’26$337,000
14668 WILDWOOD DRIVE
2 bd · 1 ba · 1,044 sqft · $323/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 12760 INDIAN ROCKS ROAD UNIT 1065 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12760 INDIAN ROCKS ROAD UNIT 1065 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
12760 INDIAN ROCKS ROAD UNIT 1065 FAQs
What would the monthly payment be for 12760 INDIAN ROCKS ROAD UNIT 1065?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12760 INDIAN ROCKS ROAD UNIT 1065?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $2,000, this home is listed about 99% below the Largo median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 12760 INDIAN ROCKS ROAD UNIT 1065?+
Oakhurst Elementary School (elementary), Seminole Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the LARGO 33774 market on paper
$2,000 is 99% below the LARGO 33774 median of $215,000, and at $2/sqft it sits under the Largo average of $255.
02Time on market is leverage
115 days on market against a Largo median of 52 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Oakhurst Elementary School, Seminole Middle School, Richard O Jacobson Technical High School At Seminole — Oakhurst Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REAL BROKER, LLC · Jennifer Nelson. MLS #TB8494676.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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