1768 HARBOR CIRCLE E, LARGO, FL, 33770
Active103 days on marketListed Apr 7, 2026MLS #TB8494574
About this home
1768 HARBOR CIRCLE E
Virtually Staged. Harbor Hills is a highly desirable, established neighborhood conveniently located within 10 minutes of white sandy beaches, shopping, restaurants, and more. This spacious home with a SCREENED, ENCLOSED POOL boasts a Primary Suite Bedroom with an Ensuite bathroom PLUS a 9'x 17' bonus room nestled between them; an ideal space for a home office, nursery, or dressing room. The 2nd bedroom is adjacent to the home's 2nd full bathroom. The combination living/dining room is 14' x 25' and includes a Florida Room overlooking the pool. The galley kitchen with eat-in space presents even more opportunities. Whether in the pool or enjoying the expansive backyard, the white vinyl fence ensures your privacy. Solar panels make the home efficient. This home is a canvas awaiting the new owner's final touches.
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,735
Sqft
0.18 ac
Lot size
1
Garage
1962
Year built
One
Levels
$288
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,463 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,463/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.9%
$/sqft vs Largo actives
$288 vs $233
Days on market
103 vs 42 typical
Where $288/sqft sits among the 400 Largo actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Harbor Hills
Drive times from this address
Get to know Largo. See the full Largo guide →
Harbor Hills — neighborhood snapshot
Population
1,452
Median age
50
Median income
$128,233
Median home value
$558,700
Avg household
3
Households w/ children
167
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Largo market
$340K → $325K
Largo median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
202 of 400
Largo actives have cut their price
Median sold price, Largo, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 108% above the LARGO 33770 median. See the full Largo market guide →
Paper trail
This home's history
Reality check
What actually sold near 1768 HARBOR CIRCLE E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$380,000
4071 HARBOR HILLS DRIVE · same community
4 bd · 2 ba · 1,758 sqft · $216/sqft · 8 DOM
Sold · Sep ’25$555,000
1694 HARBOR CIRCLE W · same community
3 bd · 2 ba · 1,878 sqft · $296/sqft · 135 DOM
Sold · Nov ’25$425,000
1745 HARBOR CIRCLE W · same community
3 bd · 2 ba · 1,495 sqft · $284/sqft · 72 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1768 HARBOR CIRCLE E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1768 HARBOR CIRCLE E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1768 HARBOR CIRCLE E FAQs
What would the monthly payment be for 1768 HARBOR CIRCLE E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,463/mo — principal and interest, the actual property-tax bill, the $8/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1768 HARBOR CIRCLE E?+
The association fee works out to $8 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1768 HARBOR CIRCLE E?+
The most recent tax bill on record (2025) was $1,645. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1768 HARBOR CIRCLE E?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Largo?+
At $499,000, this home is listed about 85% above the Largo median of $269,500. The market section on this page shows how the area is trending.
Which schools are assigned to 1768 HARBOR CIRCLE E?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$499,000 runs 108% above the LARGO 33770 median — but at 1,735 sqft it's also 42% larger than the typical Largo listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
103 days on market against a Largo median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $530,000, now $499,000 — a $31K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Bonnie Lanners PA. MLS #TB8494574.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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