4620 BAY BOULEVARD UNIT 1117, PORT RICHEY, FL, 34668
Active116 days on marketListed Apr 14, 2026MLS #TB8494536
About this home
4620 BAY BOULEVARD UNIT 1117
Discover unparalleled waterfront living at 4620 Bay Blvd #1117, Port Richey, FL 34668. This exceptional home offers direct Gulf access, perfect for boating enthusiasts. Step inside to find a beautifully updated interior featuring an open-concept living area bathed in natural light. The modern kitchen is light and bright, it boasts sleek countertops, stainless steel appliances, and ample cabinet space, ideal for culinary adventures. Relax and unwind in the spacious primary suite, offering serene water views and a luxurious en-suite bathroom. Enjoy Florida's gorgeous weather from your screened lanai, overlooking the expansive Gulf of Mexico. Additional features include durable flooring throughout, updated fixtures, and a prime location close to local shopping, dining and entertainment. This meticulously maintained property is more than just a home; it's a lifestyle. Don't miss this rare opportunity to own a piece of paradise where every day feels like a vacation. Schedule your private showing today and experience waterfront luxury firsthand!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,025
Sqft
0.61 ac
Lot size
1985
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,426 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,426/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.7%
$/sqft vs Port Richey actives
$254 vs $192
Days on market
116 vs 40 typical
Where $254/sqft sits among the 320 Port Richey actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Richey
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Port Richey. See the full Port Richey guide →
PORT RICHEY 34668 — neighborhood snapshot
Population
48,025
Median age
42.2
Median income
$45,760
Median home value
$168,800
Avg household
2.32
Households w/ children
5,000
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Richey market
$229K → $229K
Port Richey median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
171 of 320
Port Richey actives have cut their price
Median sold price, Port Richey, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the PORT RICHEY 34668 median. See the full Port Richey market guide →
Paper trail
This home's history
Reality check
What actually sold near 4620 BAY BOULEVARD UNIT 1117
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$125,000
4550 BAY BOULEVARD UNIT 1233 · same community
2 bd · 2 ba · 1,025 sqft · $122/sqft · 162 DOM
Sold · Jun ’26$140,000
4550 BAY BOULEVARD UNIT 1226 · same community
2 bd · 2 ba · 1,025 sqft · $137/sqft · 65 DOM
Sold · Feb ’26$160,000
4620 BAY BOULEVARD UNIT 1154 · same community
2 bd · 2 ba · 1,025 sqft · $156/sqft · 345 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4620 BAY BOULEVARD UNIT 1117 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4620 BAY BOULEVARD UNIT 1117 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
4620 BAY BOULEVARD UNIT 1117 FAQs
What would the monthly payment be for 4620 BAY BOULEVARD UNIT 1117?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,426/mo — principal and interest, the actual property-tax bill, the $1,190/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4620 BAY BOULEVARD UNIT 1117?+
The association fee works out to $1,190 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4620 BAY BOULEVARD UNIT 1117?+
The most recent tax bill on record (2025) was $5,177. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4620 BAY BOULEVARD UNIT 1117?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Richey?+
At $259,900, this home is priced right at the Port Richey median.
Which schools are assigned to 4620 BAY BOULEVARD UNIT 1117?+
Richey Elementary School (elementary), Gulf Middle School (middle), Gulf High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Know the monthly fee
The association fee is $1,190/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03Time on market is leverage
116 days on market against a Port Richey median of 40 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $299,000, now $259,900 — a $39K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IMPERIUM REAL ESTATE SERVICES · Christina Cribbs. MLS #TB8494536.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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