0 MUDDY WATER TRAIL, THONOTOSASSA, FL, 33592
Active127 days on marketListed Apr 6, 2026MLS #TB8494444
About this home
0 MUDDY WATER TRAIL
Welcome to 0 Muddy Water Trail — ideally located in Hillsborough County with convenient access to both Tampa and Orlando. This 1.56-acre lot offers privacy, flexibility, and a peaceful natural setting, backing up to conservation land so you’ll always enjoy added privacy behind your future home. Partially cleared and ready for your vision, this deep lot is ideal for a mobile home or custom-built home. Agricultural zoning allows for 1 home per acre with low property taxes and plenty of room to spread out. Located in an X Flood Zone (no flood insurance required). Electric is available at the street, and the area supports well and septic. No HOA or CDD restrictions — build on your timeline. This is one of the last remaining ungraded lots on the street, with recent development and permits pulled nearby showing continued growth in the area. Enjoy the outdoors just minutes from Hillsborough River State Park, offering canoeing, kayaking, hiking trails, and nature activities, while still being approximately 30 minutes to Downtown Tampa. Rare opportunity to own acreage at an affordable price point — perfect for building now or holding as an investment.
Facts & features
The home at a glance
1.56 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$827 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$827/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Thonotosassa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Thonotosassa. See the full Thonotosassa guide →
THONOTOSASSA 33592 — neighborhood snapshot
Population
11,931
Median age
42.5
Median income
$65,683
Median home value
$247,900
Avg household
2.78
Households w/ children
1,168
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Thonotosassa market
$480K → $459K
Thonotosassa median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
Median sold price, Thonotosassa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% below the THONOTOSASSA 33592 median. See the full Thonotosassa market guide →
Paper trail
This home's history
Reality check
What actually sold near 0 MUDDY WATER TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$410,000
11332 SYLVAN GREEN LANE · same community
1 bd · 1 ba · 483 sqft · $849/sqft · 23 DOM
Sold · Mar ’26$220,000
4105 ROBINSON ROAD · same community
2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM
Sold · Dec ’25$130,000
12036 BULLFROG CREEK ROAD · same community
2 bd · 1 ba · 784 sqft · $166/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 0 MUDDY WATER TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 0 MUDDY WATER TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
0 MUDDY WATER TRAIL FAQs
What would the monthly payment be for 0 MUDDY WATER TRAIL?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $827/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 0 MUDDY WATER TRAIL?+
The most recent tax bill on record (2025) was $1,550. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 0 MUDDY WATER TRAIL?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Thonotosassa?+
At $85,000, this home is listed about 81% below the Thonotosassa median of $451,000. The market section on this page shows how the area is trending.
Which schools are assigned to 0 MUDDY WATER TRAIL?+
Folsom Elementary School (elementary), Jennings Middle School (middle), King High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the THONOTOSASSA 33592 market on paper
$85,000 is 81% below the THONOTOSASSA 33592 median of $450,000.
02Time on market is leverage
127 days on market against a Thonotosassa median of 34 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $110,000, now $85,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MIHARA & ASSOCIATES INC. · Heather Spinosa. MLS #TB8494444.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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