1941 NW 16TH STREET, CRYSTAL RIVER, FL, 34428
Active120 days on marketListed Apr 5, 2026MLS #TB8494168
About this home
1941 NW 16TH STREET
Embrace a rare opportunity to live the waterfront lifestyle! BUILD YOUR COASTAL DREAM HOME on this expansive .42-acre waterfront lot offering an impressive 266 feet of waterfrontage & seawall. This corner lot showcases deep water canals on two sides of the property with panoramic water views. The IMPROVED HOMESITE is ready for your new retreat with city UTILITIES already IN PLACE -including electric, sewer, water, cable, PLUS PAID IMPACT FEES, saving valuable time and money to focus on building the waterfront home you’ve always envisioned! The lot also features a fenced yard, davits, a shared boat slip, and a dock! Enjoy quick, DIRECT GULF ACCESS, making it easy to head offshore for world-class fishing right from your backyard or explore some of the area’s best flats fishing. Spend unforgettable days scalloping with family and friends during the season or cruise the scenic Crystal River on a whim for a relaxing weekend escape. This is truly a boater’s paradise! Tucked away on a peaceful dead-end street, you’ll enjoy both privacy and convenience. Just minutes from Kings Bay and the iconic Three Sisters Springs, where kayaking alongside manatee is part of everyday life. Experience the charm of Florida’s Nature Coast with nearby waterfront dining, unique local shops, and vibrant community events. Located minutes from Homosassa with easy travel to Ocala & Tampa. Opportunities like this are rare, come experience the laid-back Florida lifestyle and make it your own!
Facts & features
The home at a glance
0.42 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,560 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,560/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34428 — neighborhood snapshot
Population
9,325
Median age
55.4
Median income
$48,185
Median home value
$236,100
Avg household
2.15
Households w/ children
690
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 180% above the CRYSTAL RIVER 34428 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1941 NW 16TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$575,000
1851 NW 18TH STREET · same community
3 bd · 2.5 ba · 1,992 sqft · $289/sqft · 47 DOM
Sold · Jun ’26$650,000
1931 NW 18TH STREET · same community
3 bd · 2 ba · 2,101 sqft · $309/sqft · 12 DOM
Sold · Jun ’26$575,000
1940 NW 18TH STREET · same community
3 bd · 2 ba · 2,446 sqft · $235/sqft · 92 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1941 NW 16TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1941 NW 16TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1941 NW 16TH STREET FAQs
What would the monthly payment be for 1941 NW 16TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,560/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1941 NW 16TH STREET?+
The most recent tax bill on record (2025) was $12,619. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $529,000, this home is listed about 65% above the Crystal River median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1941 NW 16TH STREET?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$529,000 runs 180% above the CRYSTAL RIVER 34428 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
120 days on market against a Crystal River median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $549,000, now $529,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Wendy Hoffmann. MLS #TB8494168.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Crystal River homes, in your inbox
Like 1941 NW 16TH STREET but not quite? A daily digest of every new listing in Crystal River — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →