32430 BANNACK LANE, WESLEY CHAPEL, FL, 33543
Active16 days on marketListed Jul 9, 2026MLS #TB8494101
About this home
32430 BANNACK LANE
Virtually Staged. Short Sale. Welcome to this exceptional Camden floor plan in the amenity-rich community of Union Park, where thoughtful upgrades, flexible living spaces, and energy efficiency come together in one impressive home. Designed with both everyday living and entertaining in mind, this popular split-bedroom floor plan offers expansive open living areas plus a PRIVATE GUEST SUITE COMPLETE WITH ITS OWN LIVING ROOM, BEDROOM, AND FULL BATHROOM. From the moment you arrive, you'll appreciate the inviting curb appeal featuring a PAVER DRIVEWAY, built-in basketball hoop, and elegant glass front door. Inside, you'll find BRAND-NEW CARPET THROUGHOUT and a spacious kitchen designed to be the heart of the home. Highlights include QUARTZ COUNTERTOPS AND A FULL QUARTZ BACKSPLASH, an oversized center island, a BRAND-NEW REFRIGERATOR, and a sunny dining area with a CUSTOM BUILT-IN that's perfect for a home office, coffee bar, additional storage, or whatever fits your lifestyle. Step outside to your own private backyard retreat featuring a HEATED SWIMMING POOL with a screened enclosure enhanced by BUILT-IN LIGHTING, elegant TRAVERTINE DECKING, and custom privacy curtains creating the perfect setting for relaxing or entertaining year-year-round. This home is also loaded with premium upgrades, including a 25.11 KW DC SOLAR PANEL SYSTEM generator TRANSFER SWITCH, TESLA EV CHARGER, overhead garage storage, and a CULLIGAN WHOLE-HOME WATER SOFTENER WITH REVERSE OSMOSIS DRINKING WATER SYSTEM in the kitchen. Union Park offers its residents resort-style amenities including a clubhouse, fitness center, resort-style pool, lap pool, splash pad, playground,and miles of walking trails, sports courts, CABLE/HIGH-SPEED INTERNET, and top-rated schools, all with convenient access to shopping, dining, and major highways.This is a rare opportunity to own a beautifully upgraded, energy-efficient home with exceptional indoor and outdoor living spaces in one of Wesley Chapel's most desirable communities.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,840
Sqft
0.2 ac
Lot size
3
Garage
2017
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,864 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,864/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.8%
$/sqft vs Wesley Chapel actives
$208 vs $201
Days on market
16 vs 32 typical
Where $208/sqft sits among the 400 Wesley Chapel actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Union Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Union Park — neighborhood snapshot
Population
2,752
Median age
39
Median income
$104,318
Median home value
$366,000
Avg household
3
Households w/ children
387
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $435K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
202 of 400
Wesley Chapel actives have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the WESLEY CHAPEL 33543 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 32430 BANNACK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$400,000
1571 MONTGOMERY BELL ROAD · same community
3 bd · 2.5 ba · 2,361 sqft · $169/sqft · 239 DOM
Sold · Apr ’26$418,000
1435 MONTGOMERY BELL ROAD · same community
4 bd · 2 ba · 2,348 sqft · $178/sqft · 4 DOM
Sold · Oct ’25$420,000
1570 LUDINGTON AVENUE · same community
4 bd · 2.5 ba · 2,334 sqft · $180/sqft · 172 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 32430 BANNACK LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 32430 BANNACK LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
32430 BANNACK LANE FAQs
What would the monthly payment be for 32430 BANNACK LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,864/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 32430 BANNACK LANE?+
The most recent tax bill on record (2025) was $3,585. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 32430 BANNACK LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $590,000, this home is listed about 36% above the Wesley Chapel median of $434,500. The market section on this page shows how the area is trending.
Which schools are assigned to 32430 BANNACK LANE?+
Dr. John Long Middle School (middle), Double Branch Elementary School (elementary), Wiregrass Ranch High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$590,000 runs 69% above the WESLEY CHAPEL 33543 median — but at 2,840 sqft it's also 35% larger than the typical Wesley Chapel listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Dr. John Long Middle School, Double Branch Elementary School, Wiregrass Ranch High School — Dr. John Long Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $615,000, now $590,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Carrie Frederickson. MLS #TB8494101.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Wesley Chapel homes, in your inbox
Like 32430 BANNACK LANE but not quite? A daily digest of every new listing in Wesley Chapel — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →