David Ramirez
$239,9003 bd2 ba1,344 sqft$178 /sqft$1,965 /mo all-in ↓

432 NW 2ND AVENUE, WILLISTON, FL, 32696

Active109 days on marketListed Apr 7, 2026MLS #TB8494037

Single Family ResidenceWARDELLS SUB

About this home

432 NW 2ND AVENUE

Virtually Staged. Welcome to this charming 3-bedroom, 2-bath home situated on just under half an acre in the heart of Williston. Built with solid block construction and a durable metal roof, this property offers the benefit of no HOA and no deed restrictions. With 1,344 heated square feet and approximately 2,100 total square feet, the home provides additional functional space beyond the main living area. Inside, you will find terrazzo flooring throughout, with tile in the kitchen and bathrooms for easy maintenance. The kitchen features a cooktop, double oven, and natural gas connection, offering both functionality and efficiency. Ceiling fans are installed throughout the home. The layout offers a comfortable flow from the living area into the kitchen and dining space, with a split-bedroom floor plan for added privacy. A Florida room located at the rear of the home provides additional space that can be used for relaxing, entertaining, or flexible living needs. Additional features include a one-car carport and a dedicated laundry room with direct access to the kitchen. The property is serviced by city water and sewer. Situated on 0.43 acres, the lot provides ample space for a variety of uses while still being conveniently located. The home is a short drive to both Gainesville and Ocala, offering access to shopping, dining, and everyday amenities. The surrounding area is also known for its proximity to natural springs and outdoor recreational opportunities. This property presents a great opportunity for a primary residence, investment, or future customization.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,344

Sqft

0.43 ac

Lot size

1975

Year built

One

Levels

$178

Per sqft

City viewPets allowed

Inside

FlooringTerrazzo · Tile
AppliancesCooktop · Dryer · Refrigerator · Washer
InteriorCeiling Fan(s) · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationBlock
ViewCity
FacesSouth
ExteriorPrivate Mailbox

Community & fees

Taxes (2025)$3,437/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,965 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property tax — 2025 actual bill$286
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,397Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,397
Interest rate6.00%
Loan term

Estimated payment

$1,965/mo

Principal & interest$1,412
FHA mortgage insurance (est.)$106
Property taxes (actual bill)$286
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $240K
$202KedgeAI estimate $210,055 · range $210K$227K$249K

vs edgeAI estimate

+14.2%

$/sqft vs Williston actives

$178 vs $194

Days on market

109 vs 61 typical

Where $178/sqft sits among the 113 Williston actives

48 · this home
43
8
1
2
11
$103–186$186–268$268–350$350–433$433–515$515+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Williston

Map of 432 NW 2ND AVENUE

Get to know Williston. See the full Williston guide →

WILLISTON 32696 — neighborhood snapshot

Population

14,532

Median age

44.9

Median income

$56,944

Median home value

$202,800

Avg household

2.57

Households w/ children

1,526

The numbers that matter

The Williston market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$260K$285K

Williston median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

50 of 113

Williston actives have cut their price

Median sold price, Williston, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 231% above the WILLISTON 32696 median. See the full Williston market guide →

Paper trail

This home's history

Apr 7, 2026Listed at $239,900 · 109 days on market since
1975Built · WARDELLS SUB

Reality check

What actually sold near 432 NW 2ND AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

219 NW 7TH STREETSold · Oct ’25

$230,000

219 NW 7TH STREET · same community

3 bd · 2 ba · 1,995 sqft · $115/sqft · 136 DOM

315 NE 2ND AVENUESold · Aug ’25

$220,000

315 NE 2ND AVENUE

3 bd · 1.5 ba · 1,352 sqft · $163/sqft · 24 DOM

329 SE 2ND STREETSold · Mar ’26

$140,000

329 SE 2ND STREET

2 bd · 2 ba · 1,321 sqft · $106/sqft · 126 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 432 NW 2ND AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 432 NW 2ND AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

432 NW 2ND AVENUE FAQs

What would the monthly payment be for 432 NW 2ND AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,965/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 432 NW 2ND AVENUE?+

The most recent tax bill on record (2025) was $3,437. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 432 NW 2ND AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Williston?+

At $239,900, this home is listed about 9% below the Williston median of $264,900. The market section on this page shows how the area is trending.

Listing courtesy of LPT REALTY, LLC · Angie Haddon. MLS #TB8494037.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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