460 S PAULA DRIVE UNIT 402, DUNEDIN, FL, 34698
Active111 days on marketListed Apr 8, 2026MLS #TB8493822
About this home
460 S PAULA DRIVE UNIT 402
Completely renovated and perfectly positioned near the Dunedin Causeway, this 2 bedroom, 2 bathroom condo offers effortless coastal living just minutes from the area’s most beautiful beaches and within walking distance to the Causeway for daily sunsets, kayaking, biking, and waterfront strolls. A large two car tandem under building parking space and a spacious private storage closet provide exceptional convenience and value, features that are rarely available. Thoughtfully updated from top to bottom, the residence features a bright, open layout complemented by brand new appliances and designer curated finishes throughout. The kitchen is both stylish and functional, complete with a dedicated coffee bar, perfect for slow mornings before heading out to Honeymoon Island or spending the day along the water. The spacious living and dining areas flow seamlessly to a private screened in porch, creating an ideal indoor outdoor setting to relax and unwind year round. Both bedrooms are generously sized, with beautifully updated bathrooms reflecting a clean, contemporary aesthetic. Every detail has been carefully considered to deliver a truly move in ready experience, simply hang your clothes and start enjoying the award winning Dunedin lifestyle. Whether you are searching for a full time residence, seasonal escape, or investment opportunity, this is a standout opportunity for anyone looking to enjoy the Dunedin lifestyle, just steps from the Causeway and a short drive to beaches, charming downtown, local dining, and waterfront parks.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
928
Sqft
1983
Year built
One
Levels
$313
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,935 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,935/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.7%
$/sqft vs Dunedin actives
$313 vs $297
Days on market
111 vs 51 typical
Where $313/sqft sits among the 263 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
158 of 263
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 460 S PAULA DRIVE UNIT 402
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$280,000
460 S PAULA DRIVE UNIT 305 · same community
2 bd · 2 ba · 928 sqft · $302/sqft · 6 DOM
Sold · Dec ’25$297,000
460 S PAULA DRIVE UNIT 207 · same community
2 bd · 2 ba · 928 sqft · $320/sqft · 54 DOM
Sold · Apr ’26$240,000
460 PAULA DRIVE S UNIT 401 · same community
2 bd · 2 ba · 928 sqft · $259/sqft · 53 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 460 S PAULA DRIVE UNIT 402 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 460 S PAULA DRIVE UNIT 402 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
460 S PAULA DRIVE UNIT 402 FAQs
What would the monthly payment be for 460 S PAULA DRIVE UNIT 402?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,935/mo — principal and interest, the actual property-tax bill, the $780/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 460 S PAULA DRIVE UNIT 402?+
The association fee works out to $780 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 460 S PAULA DRIVE UNIT 402?+
The most recent tax bill on record (2025) was $1,915. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 460 S PAULA DRIVE UNIT 402?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $290,000, this home is listed about 27% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 460 S PAULA DRIVE UNIT 402?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the DUNEDIN 34698 market on paper
$290,000 is 3% below the DUNEDIN 34698 median of $299,894, and at $313/sqft it sits under the Dunedin average of $330.
02Pool & Trees/Woods views
The pool and trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $780/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
111 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Kerryn Ellson. MLS #TB8493822.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Dunedin homes, in your inbox
Like 460 S PAULA DRIVE UNIT 402 but not quite? A daily digest of every new listing in Dunedin — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →