David Ramirez
$359,900$374,9002 bd2 ba1,546 sqft$233 /sqft$2,869 /mo all-in ↓

1046 ALMONDWOOD DRIVE, TRINITY, FL, 34655

Active110 days on marketListed Apr 5, 2026MLS #TB8493701

Reduced $15KVillaHERITAGE SPGS VILLAGE 05

About this home

1046 ALMONDWOOD DRIVE

MOTIVATED SELLERS are exited to make this IMPECCABLE, NEVER LIVED IN home since its UPDATES, YOURS! Located in sought after HERITAGE SPRINGS, in tranquil Spring Tree Village. Prior owners decided not to move away from family, and all of their remodeling is YOUR GAIN! All MAJORS recently replaced, so no worries about inspection issues in this charming home. No concerns about COSTLY REMODELS either, since every room in this home has been updated with COMPLETE REPLACEMENT of all cabinetry & flooring, from popcorn removal down to the 5'' baseboard, as well as MUCH MORE! This is a TRULY move in ready home as well as being VALUE PRICED for SAVINGS in the sought-after PREMIER 55 Plus community of Heritage Springs. From new Luxury flooring throughout, to new 42" HIGH QUALITY CABINETRY in the kitchen as well as BOTH bathrooms, fresh interior paint throughout the home, new baseboards, new wall plates, new lighting, new bathroom tile, did I already mention NO POPCORN? New ceiling fans, as well as all BRAND NEW APPLIANCES! WOW! In addition, since this Villa is on an interior homesite location, the homeowners recently added $5,000 of LARGE (8FT) PRIVACY LANDSCAPING! You will love the versatility of this popular Magnolia floor plan, with the separate flex room off of the kitchen and as well as the guest suite and full bath in the front of the home. Perfectly SIZED AND PRICED for a full time resident that wants to “Lock and Leave”, with mowing, irrigation, cable, exterior painting and more taken care of in your low monthly maintenance price, or if you want the perfect seasonal home with LESS WORRY while you are away! Every box is checked...ROOF (2021) HVAC (2022) All BRAND NEW appliances, including a new garbage disposal. You have a LARGE laundry room complete with a sink and plenty of room that can be used for additional storage of pantry items, and much more. The master bedroom is spacious and the new privacy landscaping gives the appearance of looking out onto a garden…..a walk in closet and separate additional closet are conveniently located immediately outside the master bathroom, with DOUBLE SINKS and a BRAND NEW walk-in tiled shower. QUARTZ countertops, NEW FAUCETS in kitchen and baths, NEW 5” BASEBOARD throughout the home, almost EVERYTHING was touched and replaced. A covered screened lanai to sit and sip your morning coffee. Don’t feel like cooking? The amazing Chef and his team at the Fountain Vue restaurant will make you feel as if you are dining at a 5 STAR restaurant! Concerned about security? Heritage Springs is one of the only remaining communities that has an actual 24 Hour GUARD at our main front gate. This home is NOT in a Flood Zone, nor an evacuation zone. The elegant clubhouse has a spectacular Performing Arts component, with live music/concerts offered many times per year. Billiards, cards, art, golf, tennis, shuffleboard, and bocce within our community and new PICKLE BALL courts right outside our back gate! You have quick and easy access to the Veterans Expressway taking you directly to either Tampa International Airport or International Plaza. Within close distance outside of Heritage Springs is the vibrant, updated downtown area of New Port Richey, as well as Tarpon Springs and the BEACH, in addition to top-rated HEALTHCARE. And…..only ONE resident needs to be 55 or older. LIVE YOUR RETIREMENT (or semi-retirement) DREAMS IN HERITAGE SPRINGS!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,546

Sqft

0.11 ac

Lot size

2

Garage

2000

Year built

One

Levels

$233

Per sqft

Garden view55+ communityPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
ViewGarden
FacesSouthwest
ParkingDriveway
ExteriorIrrigation System · Sliding Doors

Community & fees

HOA fee$220/mo
Taxes (2024)$2,539/yr
PetsCats OK, Dogs OK, Number Limit, Yes
CommunityAssociation Recreation - Owned · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Underground Utilities · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,869 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property tax — 2024 actual bill$212
HOA fee — from the listing$220
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,597Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,597
Interest rate6.00%
Loan term

Estimated payment

$2,869/mo

Principal & interest$2,119
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$212
HOA / condo fee$220
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$316KedgeAI estimate $336,416 · range $329K$341K$374K

vs edgeAI estimate

+7%

$/sqft vs Trinity actives

$233 vs $225

Days on market

110 vs 42 typical

Where $233/sqft sits among the 47 Trinity actives

9
9
12 · this home
10
3
4
$166–189$189–213$213–236$236–259$259–283$283+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Springs

Map of 1046 ALMONDWOOD DRIVE inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)39 min
Downtown Tampa42 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Trinity. See the full Trinity guide →

Heritage Springs — neighborhood snapshot

Population

3,004

Median age

47

Median income

$107,215

Median home value

$423,631

Avg household

3

Households w/ children

405

For the school run

Pasco County School District

ElementaryTrinity Elementary School★★★★
HighJames W. Mitchell High School★★★★
MiddleSeven Springs Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Trinity market

Seller’s marketLeans seller3.4 months of inventoryBuyer’s market

$479K$484K

Trinity median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

21 of 47

Trinity actives have cut their price

Median sold price, Trinity, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 6% above the TRINITY 34655 median. See the full Trinity market guide →

Paper trail

This home's history

CurrentPrice reduced to $359,900 $15K
Apr 5, 2026Listed at $374,900 · 110 days on market since
2000Built · HERITAGE SPGS VILLAGE 05

Reality check

What actually sold near 1046 ALMONDWOOD DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1020 ALMONDWOOD DRIVESold · Feb ’26

$355,000

1020 ALMONDWOOD DRIVE · same community

2 bd · 2 ba · 1,546 sqft · $230/sqft · 1 DOM

1211 ALMONDWOOD DRIVESold · May ’26

$300,000

1211 ALMONDWOOD DRIVE

2 bd · 2 ba · 1,592 sqft · $188/sqft · 76 DOM

1055 BLYTH HILL COURTSold · Apr ’26

$350,000

1055 BLYTH HILL COURT

2 bd · 2 ba · 1,609 sqft · $218/sqft · 192 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1046 ALMONDWOOD DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1046 ALMONDWOOD DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1046 ALMONDWOOD DRIVE FAQs

What would the monthly payment be for 1046 ALMONDWOOD DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,869/mo — principal and interest, the actual property-tax bill, the $220/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1046 ALMONDWOOD DRIVE?+

The association fee works out to $220 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1046 ALMONDWOOD DRIVE?+

The most recent tax bill on record (2024) was $2,539. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1046 ALMONDWOOD DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Trinity?+

At $359,900, this home is listed about 22% below the Trinity median of $460,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1046 ALMONDWOOD DRIVE?+

Trinity Elementary School (elementary), James W. Mitchell High School (high), Seven Springs Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

110 days on market against a Trinity median of 42 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Trinity Elementary School, James W. Mitchell High School, Seven Springs Middle School — Trinity Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $374,900, now $359,900 — a $15K cut. The full history is in the market section below.

Listing courtesy of F I GREY & SON RESIDENTIAL · Rebecca Dempsey. MLS #TB8493701.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

Never miss a listing

New Trinity homes, in your inbox

Like 1046 ALMONDWOOD DRIVE but not quite? A daily digest of every new listing in Trinity — straight from the MLS, hours after it goes live. Unsubscribe anytime.

Just watching this one home? Ask David to ping you on any price or status change →

CENTURY 21 Edge
© 2026 CENTURY 21® and the CENTURY 21 Logo are registered service marks owned by Century 21 Real Estate LLC. Sunseria Real Estate Group LLC d/b/a CENTURY 21 Edge fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each office is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to Century 21 Real Estate LLC nor any of its affiliated companies.

MLS® Disclaimers

Stellar MLS / MFRMLSCopyright © MFRMLS.com. All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated July 24, 2026 at 3:08 PM UTC. The listing information on this page last changed on July 24, 2026 at 3:08 PM UTC. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS. Updated on July 24, 2026 at 3:08 PM UTC.

StellarMLS DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. §512, the DMCA, provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to DMCAnotice@MLSGrid.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owners behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Southeast Florida MLSCopyright Southeast Florida Multiple Listing Service © 2026. Accuracy of listing information is not guaranteed. Listing information is provided for personal consumer, non-commercial use, solely to identify potential properties for potential purchase. All other use is strictly prohibited, is a violation of the terms of use, and may violate federal and state law. Data Last Updated: July 24, 2026 at 3:08 PM UTC.

Space Coast AORThese listings are provided by the IDX Program of Brevard County, Florida. Real Estate listings held by brokerage firms other than CENTURY 21 Edge Central Florida are marked with the IDX Logo and detailed information about them includes the name of the listing brokers. IDX information is provided exclusively for consumers'' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Beaches MLSAll information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer''s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.