5345 JO STREET, ZEPHYRHILLS, FL, 33542
Active122 days on marketListed Apr 4, 2026MLS #TB8493658
About this home
5345 JO STREET
Welcome to Betmar Acres—an active 55+ golf community where you can OWN your land and enjoy an affordable Florida lifestyle! If you’ve been dreaming of a warm winter retreat or a full-time home in the sunshine, this charming and nicely updated 2BR/1.5BA home is ready to welcome you. Step inside to find a bright and inviting interior featuring updated laminate flooring throughout, fresh interior paint, and an easy-flow open-concept layout between the kitchen and dining area—perfect for both everyday living and entertaining. The spacious 19' x 10' living room offers plenty of room to relax or host friends after a day on the golf course. The kitchen has been tastefully refreshed with updated, butcher block countertops, cabinetry, new sink, and modern appliances, creating a functional and stylish space for cooking and gathering. Both bathrooms have been improved with new vanities and updated finishes, adding comfort and a clean, contemporary feel. This home is being offered mostly furnished, making it truly move-in ready. Additional highlights include a metal roof, central air, and built-in cabinetry for added storage and convenience. The attached exterior shed provides even more storage space and includes washer/dryer hookups plus room for your golf cart. Living in Betmar Acres means embracing an active and social lifestyle with incredible amenities, including 27 holes of golf, 2 swimming pools, 2 hot tubs, and 3 clubhouses, along with walking paths, a library, game rooms, miniature golf, enclosed shuffleboard courts, tennis and pickleball courts, basketball, bocce, and weekly bingo. All of this comes with a low annual community fee of just $448! Conveniently located near shopping, dining, and medical facilities—with easy access to Tampa and the Gulf Coast beaches—this home offers both value and lifestyle. Don’t miss your chance to enjoy the best of Florida living—schedule your private showing today and start living the Betmar lifestyle!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
862
Sqft
0.12 ac
Lot size
1972
Year built
One
Levels
$161
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,132 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,132/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+26.8%
$/sqft vs BETMAR ACRES
$161 vs $133
Days on market
122 vs 45 typical
Where $161/sqft sits among the 9 homes for sale in BETMAR ACRES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Betmar Acres
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Zephyrhills. See the full Zephyrhills guide →
Betmar Acres — neighborhood snapshot
Population
800
Median age
66
Median income
$43,762
Median home value
$93,642
Avg household
2
Households w/ children
25%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Zephyrhills market
$331K → $340K
Zephyrhills median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
2 of 9
BETMAR ACRES have cut their price
Median sold price, Zephyrhills, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 21% below the ZEPHYRHILLS 33542 median. See the full Zephyrhills market guide →
Paper trail
This home's history
Reality check
What actually sold near 5345 JO STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$129,000
5244 BETTY STREET · same community
2 bd · 2 ba · 864 sqft · $149/sqft · 169 DOM
Sold · Oct ’25$33,000
37111 SANDRA AVENUE · same community
2 bd · 2 ba · 868 sqft · $38/sqft · 24 DOM
Sold · Apr ’26$100,000
5428 JOYCE STREET · same community
2 bd · 2 ba · 840 sqft · $119/sqft · 349 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5345 JO STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5345 JO STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5345 JO STREET FAQs
What would the monthly payment be for 5345 JO STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,132/mo — principal and interest, the actual property-tax bill, the $37/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5345 JO STREET?+
The association fee works out to $37 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5345 JO STREET?+
The most recent tax bill on record (2025) was $666. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5345 JO STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Zephyrhills?+
At $139,000, this home is listed about 57% below the Zephyrhills median of $319,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5345 JO STREET?+
West Zephyrhills Elementary School (elementary), Raymond B. Stewart Middle School (middle), Zephyrhills High School (high) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ZEPHYRHILLS 33542 market on paper
$139,000 is 21% below the ZEPHYRHILLS 33542 median of $175,000, and at $161/sqft it sits under the Zephyrhills average of $179.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
122 days on market against a Zephyrhills median of 45 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS RLTY NEW TAMPA · Troy Duprey. MLS #TB8493658.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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