
1299 N SEAGULL POINT UNIT 163, CRYSTAL RIVER, FL, 34429
Active125 days on marketListed Apr 2, 2026MLS #TB8493451
About this home
1299 N SEAGULL POINT UNIT 163
Virtually Staged. WHO SAYS THERE AIN’T NO SHANGRI-LA? This 2BD/2BA FULLY REMODELED 2026 end unit condominium is located in a private, 44-acre waterfront community in Crystal River along the Gulf. This idyllic hideaway is surrounded by a mosaic of salt marshes and is home to wildlife galore, from dolphins and otters to heron and bald eagles. As if your utopia couldn’t get any better, this condo’s curb appeal draws you in with its full landscaping and outdoor lighting. Once inside you will notice that you are free to conceptualize, colorize and sensationalize! Make it your own! The open floor plan allows the living room to open to a large, Florida sunroom that floods the home with an abundance of light and provides additional space for entertaining family and friends, while also being able to enjoy relaxing waterfront views from the place you call home. This stylish galley kitchen showcases sleek NEW WHITE SHAKER CABINETRY and a full suite of NEW STAINLESS-STEEL APPLIANCES. Complemented by NEW LVP FLOORING that adds durability and a modern cohesive finish throughout. Step out onto the patio for morning coffee, afternoon tea or a quiet retreat. In unit laundry room has plenty of space for storage. No shortage of closet space throughout. NEW HVAC and NEW WATER HEATER 2025 is a plus, along with a NEW METAL ROOF replaced in 2021! Don’t forget to use the amenities and take a dip in the heated pool, after your tennis match or round of golf at any one of the nearby golf courses! Downtown Crystal River is about 10 minutes away for shopping and restaurants. Three Sister Springs and Hunter Springs Park are only 5 miles away for boating, fishing, beautiful nature walks & the only place to SWIM W/ THE MANATEES! FREE 1yr HOME WARRANTY is OFFERED!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,584
Sqft
0.04 ac
Lot size
1973
Year built
One
Levels
$75
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$987 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$987/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−18.9%
$/sqft vs Crystal River actives
$75 vs $217
Days on market
125 vs 46 typical
Where $75/sqft sits among the 139 Crystal River actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
74 of 139
Crystal River actives have cut their price
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 53% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 1299 N SEAGULL POINT UNIT 163
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$210,000
11586 W BAYSHORE DRIVE UNIT 14 · same community
2 bd · 2 ba · 1,584 sqft · $133/sqft · 86 DOM
Sold · Jun ’26$190,000
11550 W BAYSHORE DRIVE UNIT 20 · same community
2 bd · 2 ba · 1,584 sqft · $120/sqft · 194 DOM
Sold · Jun ’26$115,000
1277 N OSPREY POINT UNIT 171 · same community
2 bd · 2 ba · 1,584 sqft · $73/sqft · 11 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1299 N SEAGULL POINT UNIT 163 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1299 N SEAGULL POINT UNIT 163 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1299 N SEAGULL POINT UNIT 163 FAQs
What would the monthly payment be for 1299 N SEAGULL POINT UNIT 163?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $987/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1299 N SEAGULL POINT UNIT 163?+
The most recent tax bill on record (2025) was $925. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1299 N SEAGULL POINT UNIT 163?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Crystal River?+
At $118,500, this home is listed about 60% below the Crystal River median of $299,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1299 N SEAGULL POINT UNIT 163?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the CRYSTAL RIVER 34429 market on paper
$118,500 is 53% below the CRYSTAL RIVER 34429 median of $250,000, and at $75/sqft it sits under the Crystal River average of $261.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
125 days on market against a Crystal River median of 46 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $154,750, now $118,500 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ERA AMERICAN SUNCOAST REALTY · Lynn Harris. MLS #TB8493451.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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