8510 KENTUCKY DERBY DRIVE, ODESSA, FL, 33556
Active127 days on marketListed Apr 2, 2026MLS #TB8493286
About this home
8510 KENTUCKY DERBY DRIVE
Luxury Custom Home in Exclusive Gated Community with Water View Roof can be replaced prior to closing. A/C and water heater are newer. Experience the best of luxury living in this exceptional custom-built home, privately situated on a quiet cul-de-sac in one of the area’s most desirable gated communities. Offering serene water views and unmatched quality, this residence is designed for buyers seeking a move-in-ready home without the need for renovations or repairs for years to come—offered below market value. Built with superior craftsmanship and high-end materials, this home delivers an extraordinary lifestyle. Features include a comprehensive interior and exterior security system, intercom in every room, and integrated Bluetooth ceiling speakers, along with additional smart home features such as a spa control system. The spacious layout includes an expansive kitchen, family room, and formal dining area. The chef’s kitchen is equipped with top-of-the-line appliances, including double Wolf convection ovens, a Wolf convection microwave, Thermador warming drawer, and Sub-Zero full refrigerator and freezer. A dry bar connects the kitchen and dining room and features a Monogram wine chiller and ice maker. The kitchen also boasts a custom backsplash, ceiling-height cabinetry, and a large walk-in pantry. Fourteen-foot ceilings throughout the first floor create a grand, open feel, perfect for showcasing art collections. Premium finishes include cherry wood cabinetry (kitchen, office, and built-ins), maple interior shelving and doors, and 20” porcelain tile flooring, most set on the diagonal. Additional upgrades include motion-sensing interior lighting, Kohler toilets and undermount sinks, Ethan Allen cabinetry, granite countertops, solid wood doors, and custom solid wood closet systems throughout. Outdoor living is equally impressive, featuring a screened-in covered porch with a full outdoor kitchen, pool, and stunning water views—ideal for entertaining or relaxing. Located in Keystone Shores, a private community of just 35 homes, residents enjoy access to a scenic lake for fishing, as well as nearby park, playground, tennis, and basketball facilities. Furniture package available for purchase separately. Conveniently located with easy access to the Veterans Expressway, Downtown Tampa, and the Gulf beaches. This is a rare opportunity—schedule your private showing today.
Facts & features
The home at a glance
4
Bedrooms
4
Bathrooms
4,665
Sqft
0.55 ac
Lot size
3
Garage
2005
Year built
One
Levels
$371
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,549 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$12,549/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.3%
$/sqft vs Odessa actives
$371 vs $270
Days on market
127 vs 46 typical
Where $371/sqft sits among the 199 Odessa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Odessa
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Odessa. See the full Odessa guide →
ODESSA 33556 — neighborhood snapshot
Population
34,045
Median age
40.9
Median income
$151,034
Median home value
$589,700
Avg household
2.93
Households w/ children
4,581
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Odessa market
$725K → $717K
Odessa median sold, yr/yr
97.2%
Sale-to-list ratio (12 mo)
113 of 199
Odessa actives have cut their price
Median sold price, Odessa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 161% above the ODESSA 33556 median. See the full Odessa market guide →
Paper trail
This home's history
Reality check
What actually sold near 8510 KENTUCKY DERBY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$2,000,000
8503 KENTUCKY DERBY DRIVE · same community
6 bd · 5.5 ba · 5,719 sqft · $350/sqft · 0 DOM
Sold · May ’26$2,050,000
9116 ROBERTS ROAD
4 bd · 5 ba · 4,637 sqft · $442/sqft · 146 DOM
Sold · Aug ’25$1,650,000
16573 HUTCHISON ROAD
5 bd · 4.5 ba · 4,700 sqft · $351/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8510 KENTUCKY DERBY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8510 KENTUCKY DERBY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
8510 KENTUCKY DERBY DRIVE FAQs
What would the monthly payment be for 8510 KENTUCKY DERBY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,549/mo — principal and interest, the actual property-tax bill, the $295/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8510 KENTUCKY DERBY DRIVE?+
The association fee works out to $295 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8510 KENTUCKY DERBY DRIVE?+
The most recent tax bill on record (2025) was $25,325. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8510 KENTUCKY DERBY DRIVE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Odessa?+
At $1,730,000, this home is listed about 145% above the Odessa median of $705,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8510 KENTUCKY DERBY DRIVE?+
Steinbrenner High School (high), Martinez Middle School (middle), Hammond Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,730,000 runs 161% above the ODESSA 33556 median — but at 4,665 sqft it's also nearly twice the size of the typical Odessa listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
127 days on market against a Odessa median of 46 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Steinbrenner High School, Martinez Middle School, Hammond Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Steinbrenner High School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $1,750,000, now $1,730,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of ELEVATED REALTY · Sunny Xu. MLS #TB8493286.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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