David Ramirez
$813,900$814,9005 bd4 ba3,615 sqft$225 /sqft$5,940 /mo all-in ↓

12444 HORSESHOE BEND DRIVE, LITHIA, FL, 33547

Active124 days on marketListed Apr 2, 2026MLS #TB8493182

Reduced $1KPrivate poolSingle Family ResidenceB & D HAWKSTONE PH 1

About this home

12444 HORSESHOE BEND DRIVE

Don't miss this rare opportunity to step directly into a fully realized luxury lifestyle within Hawkstone's premier Phase 1 sector. 12444 Horseshoe Bend, is a striking 2021-built home that stands out with its premium conservation homesite and complete absence of rear neighbors, creating an elite sanctuary of privacy. The outdoor living space has been masterfully transformed into an entertainer's paradise, highlighted by a custom heated pool with smart-home automation and a fully equipped outdoor kitchen. The interior's thoughtful open-concept design flows seamlessly past a gourmet kitchen with quartz countertops and a massive central island into the light-filled living areas, all wired with a premium 5.1 surround sound system that extends into the massive upper loft. From the spa-inspired owner's suite with its tranquil forest views to the energy-efficient natural gas lines, hurricane-impact windows, and generator hookup, every detail of this home reflects exceptional care and sophistication. Conveniently positioned near Hawkstone's lap pools, playgrounds, dog parks, and premier local dining, this impressive turnkey property represents the absolute best of Lithia living—ready for its next chapter today.

Facts & features

The home at a glance

5

Bedrooms

4

Bathrooms

3,615

Sqft

0.18 ac

Lot size

3

Garage

2021

Year built

Two

Levels

$225

Per sqft

Private pool

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Microwave · Range · Range Hood
InteriorCeiling Fan(s) · Crown Molding · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Thermostat · Tray Ceiling(s) · Window Treatments
LaundryElectric Dryer Hookup · Laundry Room · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco
FoundationBlock
FacesNorthwest
ExteriorFrench Doors · Irrigation System · Outdoor Kitchen · Rain Gutters

Community & fees

HOA fee$12/mo
Taxes (2025)$12,854/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,940 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,392
PMI (est., until 20% equity)$305
Property tax — 2025 actual bill$1,071
HOA fee — from the listing$12
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $81,390Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $81,390
Interest rate6.00%
Loan term

Estimated payment

$5,940/mo

Principal & interest$4,392
PMI (est., until 20% equity)$305
Property taxes (actual bill)$1,071
HOA / condo fee$12
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $814K
$775KedgeAI estimate $825,187 · range $807K$856K$890K

vs edgeAI estimate

−1.4%

$/sqft vs Lithia actives

$225 vs $216

Days on market

124 vs 39 typical

Where $225/sqft sits among the 129 Lithia actives

40
38 · this home
19
9
11
12
$168–199$199–231$231–263$263–294$294–326$326+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lithia

Map of 12444 HORSESHOE BEND DRIVE

Drive times from this address

Downtown Tampa33 min
Tampa Int’l Airport (TPA)46 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lithia. See the full Lithia guide →

LITHIA 33547 — neighborhood snapshot

Population

31,268

Median age

36.8

Median income

$121,769

Median home value

$477,300

Avg household

3.24

Households w/ children

4,884

For the school run

Hillsborough County School District

MiddleBarrington Middle School★★★★★
HighNewsome High School★★★★
ElementaryPinecrest Elementary School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lithia market

Seller’s marketSeller’s market2.7 months of inventoryBuyer’s market

$580K$550K

Lithia median sold, yr/yr

98.0%

Sale-to-list ratio (12 mo)

75 of 129

Lithia actives have cut their price

Median sold price, Lithia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the LITHIA 33547 median. See the full Lithia market guide →

Paper trail

This home's history

CurrentPrice reduced to $813,900 $1K
Apr 2, 2026Listed at $814,900 · 124 days on market since
2021Built · B & D HAWKSTONE PH 1

Reality check

What actually sold near 12444 HORSESHOE BEND DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

14622 RED CASTLE AVENUESold · Jun ’26

$745,000

14622 RED CASTLE AVENUE · same community

4 bd · 4 ba · 3,245 sqft · $230/sqft · 10 DOM

12419 HORSESHOE BEND DRIVESold · Apr ’26

$470,000

12419 HORSESHOE BEND DRIVE · same community

4 bd · 2 ba · 2,804 sqft · $168/sqft · 0 DOM

14617 BRUMBY RIDGE AVENUESold · Jun ’26

$358,000

14617 BRUMBY RIDGE AVENUE · same community

4 bd · 2.5 ba · 2,266 sqft · $158/sqft · 102 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12444 HORSESHOE BEND DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12444 HORSESHOE BEND DRIVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

12444 HORSESHOE BEND DRIVE FAQs

What would the monthly payment be for 12444 HORSESHOE BEND DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,940/mo — principal and interest, the actual property-tax bill, the $12/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12444 HORSESHOE BEND DRIVE?+

The association fee works out to $12 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12444 HORSESHOE BEND DRIVE?+

The most recent tax bill on record (2025) was $12,854. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12444 HORSESHOE BEND DRIVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lithia?+

At $813,900, this home is listed about 42% above the Lithia median of $571,950. The market section on this page shows how the area is trending.

Which schools are assigned to 12444 HORSESHOE BEND DRIVE?+

Barrington Middle School (middle), Newsome High School (high), Pinecrest Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$813,900 runs 60% above the LITHIA 33547 median — but at 3,615 sqft it's also 33% larger than the typical Lithia listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

124 days on market against a Lithia median of 39 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Barrington Middle School, Newsome High School, Pinecrest Elementary School, Patricia Sullivan Metropolitan Ministries Partnership School — Newsome High School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $814,900, now $813,900 — a $1K cut. The full history is in the market section below.

Listing courtesy of KELLER WILLIAMS SOUTH SHORE · Cheryl White. MLS #TB8493182.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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