18650 GULF BOULEVARD UNIT 315, INDIAN SHORES, FL, 33785
Active130 days on marketListed Apr 1, 2026MLS #TB8492883
About this home
18650 GULF BOULEVARD UNIT 315
BEST VALUE ON THE BEACHSIDE – DON’T MISS THIS ONE. This beautifully updated 2 Bedroom / 1 Bathroom end unit delivers exceptional value with abundant natural light pouring into the open Dining/Living area, creating a bright, coastal feel buyers are searching for right now. From the moment you walk in, the warm tile flooring with custom shell inlays and curated coastal finishes set this unit apart from the typical beachside inventory. The kitchen is fully upgraded with NEW stainless steel appliances, granite countertops, and a breakfast bar, making it both functional and move-in ready. Offered fully furnished, this is a true turnkey opportunity. The spacious primary bedroom features a king bed and relaxing Intracoastal views, while the second bedroom offers Gulf views and a queen setup—perfect for guests or rental flexibility. The living area is dialed in with coastal décor, a reclining sofa, workspace, and a new 4K TV—everything already in place for immediate enjoyment or income. ****************************************************************************************************************************************************************************************************************************** The upgrades here are where the real value stands out: NEWER AC, water heater, stove, cooktop, refrigerator, plus a recently refurbished building—major expenses already handled. Combined with one of the lowest HOA fees on the beachside, this is a rare cost-efficient hold. Positioned as a quiet end unit with no neighbors above or on three sides, privacy like this is hard to come by. Added conveniences include a coded entry, Ring doorbell, secured fob access, and a dedicated storage unit (#315) stocked with beach gear. Directly across from the Pinellas County boat ramp, with quick access to the water, beaches, and everything that drives both lifestyle and rental demand. 30-day minimum rentals Pet-friendly for owners (up to 30 lbs) Proven appeal with repeat snowbird interest Whether you're looking for a high-demand rental, seasonal escape, or long-term hold, this checks every box—and at this price point, it won’t last.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
860
Sqft
0.48 ac
Lot size
1974
Year built
One
Levels
$557
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,711 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,711/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+62.7%
$/sqft vs Indian Shores actives
$557 vs $568
Days on market
130 vs 90 typical
Where $557/sqft sits among the 86 Indian Shores actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Shores
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Shores. See the full Indian Shores guide →
INDIAN SHORES 33785 — neighborhood snapshot
Population
4,871
Median age
58.1
Median income
$98,750
Median home value
$689,500
Avg household
1.94
Households w/ children
193
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Shores market
$535K → $655K
Indian Shores median sold, yr/yr
94.2%
Sale-to-list ratio (12 mo)
40 of 86
Indian Shores actives have cut their price
Median sold price, Indian Shores, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 33% below the INDIAN SHORES 33785 median. See the full Indian Shores market guide →
Paper trail
This home's history
Reality check
What actually sold near 18650 GULF BOULEVARD UNIT 315
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$670,000
18650 GULF BOULEVARD UNIT 601 · same community
2 bd · 2 ba · 1,140 sqft · $588/sqft · 361 DOM
Sold · May ’26$313,500
17400 GULF BOULEVARD UNIT H-2
1 bd · 2 ba · 930 sqft · $337/sqft · 36 DOM
Sold · Dec ’25$735,000
17735 1ST STREET E
2 bd · 1.5 ba · 988 sqft · $744/sqft · 73 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18650 GULF BOULEVARD UNIT 315 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18650 GULF BOULEVARD UNIT 315 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18650 GULF BOULEVARD UNIT 315 FAQs
What would the monthly payment be for 18650 GULF BOULEVARD UNIT 315?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,711/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18650 GULF BOULEVARD UNIT 315?+
The most recent tax bill on record (2025) was $6,237. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18650 GULF BOULEVARD UNIT 315?+
The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Shores?+
At $479,000, this home is listed about 28% below the Indian Shores median of $664,500. The market section on this page shows how the area is trending.
Which schools are assigned to 18650 GULF BOULEVARD UNIT 315?+
Seminole Middle School (middle), Bauder Elementary School (elementary), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the INDIAN SHORES 33785 market on paper
$479,000 is 33% below the INDIAN SHORES 33785 median of $720,000, and at $557/sqft it sits under the Indian Shores average of $683.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Seminole Middle School, Bauder Elementary School, Richard O Jacobson Technical High School At Seminole — Bauder Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,000, now $479,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SANDCASTLE REALTY INC · Matthew Workman. MLS #TB8492883.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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