604 GULF BOULEVARD UNIT 207, INDIAN ROCKS BEACH, FL, 33785
Active124 days on marketListed Apr 1, 2026MLS #TB8492847
About this home
604 GULF BOULEVARD UNIT 207
Bella Capri, built in 2009, is an intimate, gated beachfront community featuring only 24 residences, providing exceptional privacy along the shores of Indian Rocks Beach. Designed with both elegance and strength in mind, the community features concrete/block construction, elevated living floors, impact-resistant windows and doors, dual exits, and an advanced fire-suppression system for exceptional peace of mind. Arrive through the gated entrance to beautifully maintained grounds with four secure lobbies and four elevators—each serving only six residences—enhancing comfort, privacy, and exclusivity. This luxurious three-bedroom, three-bath residence is ideal as a full-time coastal home or refined vacation retreat. Inside, a gourmet kitchen offers elegant finishes, premium cabinetry, and a generous walk-in pantry with built-in trash chute. The primary suite provides a private sanctuary with a spacious walk-in closet and spa-inspired bath featuring a rain shower and Roman soaking tub. Each additional bedroom includes its own en-suite bath, with convenient access to the building atrium. The interior is beautifully appointed with premium finishes, including 10-foot tray ceilings, crown molding, travertine flooring, and engineered hardwood. A private laundry room, abundant storage, and an additional owner’s storage closet in the private foyer add everyday convenience. Residents enjoy 200 feet of direct beachfront, along with a heated saltwater pool and spa overlooking the Gulf. The east-facing patio provides tranquil morning sun and a peaceful place to unwind at the end of the day. Two assigned parking spaces and guest parking complete the offering. Indian Rocks Beach offers the best of relaxed coastal living with charming local restaurants, parks, and beach access points just moments away, and convenient proximity to Tampa International Airport and St. Pete–Clearwater Airport.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,145
Sqft
0.97 ac
Lot size
2009
Year built
One
Levels
$697
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$11,541 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$11,541/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−20.6%
$/sqft vs Indian Rocks Beach actives
$697 vs $616
Days on market
124 vs 48 typical
Where $697/sqft sits among the 88 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$953K → $781K
Indian Rocks Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
46 of 88
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 111% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 604 GULF BOULEVARD UNIT 207
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$1,805,000
604 GULF BOULEVARD UNIT 203 · same community
3 bd · 3 ba · 2,160 sqft · $836/sqft · 26 DOM
Sold · May ’26$665,000
14723 SUNSET DRIVE
4 bd · 2.5 ba · 2,197 sqft · $303/sqft · 70 DOM
Sold · May ’26$690,000
14733 SUNSET DRIVE
4 bd · 2.5 ba · 2,197 sqft · $314/sqft · 55 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 604 GULF BOULEVARD UNIT 207 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 604 GULF BOULEVARD UNIT 207 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
604 GULF BOULEVARD UNIT 207 FAQs
What would the monthly payment be for 604 GULF BOULEVARD UNIT 207?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $11,541/mo — principal and interest, the actual property-tax bill, the $1,546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 604 GULF BOULEVARD UNIT 207?+
The association fee works out to $1,546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 604 GULF BOULEVARD UNIT 207?+
The most recent tax bill on record (2025) was $14,489. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 604 GULF BOULEVARD UNIT 207?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $1,495,000, this home is listed about 110% above the Indian Rocks Beach median of $712,000. The market section on this page shows how the area is trending.
Which schools are assigned to 604 GULF BOULEVARD UNIT 207?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$1,495,000 runs 111% above the INDIAN ROCKS BEACH 33785 median — but at 2,145 sqft it's also 66% larger than the typical Indian Rocks Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Know the monthly fee
The association fee is $1,546/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
124 days on market against a Indian Rocks Beach median of 48 — sellers in this position are usually ready to negotiate.
05Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Jackie Egeler. MLS #TB8492847.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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