
20121 AZUL MARBLE LOOP, LAND O LAKES, FL, 34638
Active107 days on marketListed Apr 8, 2026MLS #TB8492775
About this home
20121 AZUL MARBLE LOOP
Welcome to 20121 Azul Marble Loop in Land O’ Lakes, Florida where style, space, and thoughtful upgrades come together in one exceptional, move-in ready home. Located in the sought-after Riverstone community with NO CDD fees and no front neighbors, this beautifully maintained single-story residence offers both privacy and convenience on a fully fenced homesite. Step through the impressive 8-foot entry door and into a bright, airy interior highlighted by soaring 9’4” ceilings and an expansive foyer that immediately sets the tone. Designed with a desirable split floorplan, this home offers both functionality and comfort for everyday living. To the left, you’ll find two generously sized secondary bedrooms, each enhanced with elegant wainscoting, ceiling fans, and window treatments, creating stylish and inviting spaces. A full bathroom nearby features granite countertops, upgraded vanity lighting, and a spacious linen closet for added storage. At the heart of the home, the open-concept living area is truly designed to impress. The kitchen boasts abundant cabinetry, sealed granite countertops, a stylish subway tile backsplash, custom pendant light over the expansive island, and ample prep space, perfect for entertaining or casual dining. Thoughtful upgrades include a reverse osmosis system at the kitchen sink, stainless steel appliances, and a sleek glass cooktop range, adding both style and convenience to everyday living. The space flows seamlessly into the dining area accented with a custom light fixture. The expansive great room features a custom floor to ceiling built-in entertainment unit and custom window treatments adding both charm and functionality. From the dining area, 8-foot glass sliding doors invite in natural light and lead to a spacious covered lanai, creating the perfect indoor-outdoor living experience. Step outside to the fully fenced backyard, ready for your personal touch, whether you envision a garden oasis, outdoor kitchen, or simply a peaceful space to unwind. Privately situated at the rear of the home, the spacious owner’s suite offers a relaxing retreat with a large walk-in closet and ceiling fan. The ensuite bath features double sinks, granite countertop, a walk-in shower, and an oversized linen closet, providing both comfort and convenience. On the opposite side of the home, the fourth bedroom is tucked away for maximum privacy, ideal for guests, a home office, or flex space to suit your needs. The oversized laundry room comes fully equipped with washer and dryer and offers plenty of additional storage. Additional upgrades include 8-foot doors throughout, upgraded tile flooring throughout all living areas, bathrooms, and the laundry room ensures durability and easy maintenance. Window treatments, light fixtures and ceiling fans, enhance the home’s open and elevated feel that make this property truly stand out. Reclaimed water for irrigation & Hurricane Shutters. This is more than just a home, it’s a lifestyle. With its modern upgrades, functional layout, and prime location, this one is must-see. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,989
Sqft
0.13 ac
Lot size
2
Garage
2024
Year built
One
Levels
$236
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,774 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,774/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7%
$/sqft vs Land O Lakes actives
$236 vs $206
Days on market
107 vs 32 typical
Where $236/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34638 — neighborhood snapshot
Population
35,900
Median age
37.7
Median income
$117,931
Median home value
$378,200
Avg household
3.15
Households w/ children
5,294
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $428K
Land O Lakes median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
221 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the LAND O LAKES 34638 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 20121 AZUL MARBLE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$399,000
6330 BURNING OPAL BEND · same community
4 bd · 2 ba · 1,989 sqft · $201/sqft · 264 DOM
Sold · Sep ’25$335,000
5748 SILTSTONE STREET · same community
4 bd · 2 ba · 1,828 sqft · $183/sqft · 112 DOM
Sold · Aug ’25$391,107
6171 BURNING OPAL BEND · same community
4 bd · 2 ba · 1,707 sqft · $229/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 20121 AZUL MARBLE LOOP — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20121 AZUL MARBLE LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
20121 AZUL MARBLE LOOP FAQs
What would the monthly payment be for 20121 AZUL MARBLE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,774/mo — principal and interest, the actual property-tax bill, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 20121 AZUL MARBLE LOOP?+
The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 20121 AZUL MARBLE LOOP?+
The most recent tax bill on record (2025) was $6,363. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20121 AZUL MARBLE LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $469,900, this home is listed about 14% above the Land O Lakes median of $413,946. The market section on this page shows how the area is trending.
Which schools are assigned to 20121 AZUL MARBLE LOOP?+
Land O' Lakes High School (high), Connerton Elementary School (elementary), Pine View Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$469,900 runs 29% above the LAND O LAKES 34638 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
107 days on market against a Land O Lakes median of 32 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Land O' Lakes High School, Connerton Elementary School, Pine View Middle School — Land O' Lakes High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Susan Najar. MLS #TB8492775.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Land O Lakes homes, in your inbox
Like 20121 AZUL MARBLE LOOP but not quite? A daily digest of every new listing in Land O Lakes — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →


