5120 FAIRWAY ONE DRIVE, VALRICO, FL, 33596
Active114 days on marketListed Apr 2, 2026MLS #TB8492731
About this home
5120 FAIRWAY ONE DRIVE
Beautiful home in the River Hills Country Club Community of Fairway One. This home looks and feels much larger than it's advertised square footage. Many features and upgrades include spacious rooms, beautiful hardwood floors, plantation shutters throughout, downstairs master suite and stunning view of the golf course. Master Bath has been upgraded with granite and large Walkin shower. Second Bedroom is downstairs with upgraded private bath. Upgraded Cabinetry, Stainless steel appliances, granite in Kitchen and downstairs baths. Large private Office as you walk in from the front. Large third bedroom upstairs with private bath. This home offers a 2-car garage with a separate entrance and garage door for your golf cart. Large Screened and covered lanai overlooking the River Hills Golf Course along Hole number one. Large and private Patio area with Pavers. The Fairway One HOA Fees include lawn and landscape services. A Private Pool for Fairway Residents with access to River Hills Amenities. Come and enjoy the maintenance free living in this wonderful community. River Hills is a very secure community with a fully manned front and back gate. This country club community features an 18 hole of Championship Golf Course as well as Tennis, Basketball, Pickel Ball, Community Pool, Parks, Playgrounds, Fitness Center, Nature Trails and more. Great shopping and dining nearby with A rated schools. Accuracy of square footage, lot size and other information is not guaranteed
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,165
Sqft
0.09 ac
Lot size
3
Garage
1998
Year built
Two
Levels
$219
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,697 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,697/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Valrico actives
$219 vs $218
Days on market
114 vs 34 typical
Where $219/sqft sits among the 193 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside River Hills Country Club
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
River Hills Country Club — neighborhood snapshot
Population
3,179
Median age
51
Median income
$148,706
Median home value
$445,497
Avg household
3
Households w/ children
350
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$445K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
107 of 193
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 5120 FAIRWAY ONE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$499,000
3509 COUNTRY CREEK LANE
4 bd · 2 ba · 2,200 sqft · $227/sqft · 67 DOM
Sold · Mar ’26$380,000
4425 PINE STREET
4 bd · 2 ba · 2,128 sqft · $179/sqft · 65 DOM
Sold · Jul ’26$475,000
4021 LITHIA RIDGE BOULEVARD
4 bd · 2 ba · 2,068 sqft · $230/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5120 FAIRWAY ONE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5120 FAIRWAY ONE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
5120 FAIRWAY ONE DRIVE FAQs
What would the monthly payment be for 5120 FAIRWAY ONE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,697/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5120 FAIRWAY ONE DRIVE?+
The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5120 FAIRWAY ONE DRIVE?+
The most recent tax bill on record (2025) was $5,028. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5120 FAIRWAY ONE DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $474,900, this home is priced right at the Valrico median.
Which schools are assigned to 5120 FAIRWAY ONE DRIVE?+
Lithia Springs Elementary School (elementary), Newsome High School (high), Randall Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Golf Course & Park/Greenbelt views
The golf course and park/greenbelt view is part of what you're buying — views hold value independently of the structure.
02Time on market is leverage
114 days on market against a Valrico median of 34 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Lithia Springs Elementary School, Newsome High School, Randall Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Lithia Springs Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $499,900, now $474,900 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Sam Daniels. MLS #TB8492731.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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