620 EDGEWATER DRIVE UNIT 102, DUNEDIN, FL, 34698
Active113 days on marketListed Apr 1, 2026MLS #TB8492715
About this home
620 EDGEWATER DRIVE UNIT 102
Welcome to your dream waterfront lifestyle in this active 55+ community! This stunning ground-floor condo offers 2 bedrooms amd 2 baths, and a prime warerfront location, just steps from a covered carport. Inside, enjoy custom cabinets, quartz countertops, and an interior design that exudes sophistication. The open floor plan is perfect for entertaining, with top-tier finishes, low-maintenance plank wood-look porcelain tile and modern touches like a touchless kitchen water faucet and plantation shutters. Other added bonues include the Bosch apartment size-washer/dryer set that offer premium, low-emission and energy efficent laundry solutions along with the full sized Bosch dishwasher and Jenniare downdraft cook top and the GE built-in oven and microwave, a true chef's kitchen. A brand new HVAC system and hurricane impact rated windows completes the package. As part of this vibrant community, you'll enjoy a clubhouse with a fitness center, dining and reception hall, game room and a heated pool with a cookout area and gas grills along with two private fishing piers. Kayak storage provides direct access to the Intracoastal waterway, and bycycle storage is also available. Plus, you're just a short drive from world-class beaches, downtown Dunedin's livley scene, and access to international airports and major urban areas. Don't miss out-come see it today.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,360
Sqft
0.25 ac
Lot size
1970
Year built
One
Levels
$367
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,658 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,658/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8%
$/sqft vs Dunedin actives
$367 vs $296
Days on market
113 vs 51 typical
Where $367/sqft sits among the 264 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Dunedin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
DUNEDIN 34698 — neighborhood snapshot
Population
37,817
Median age
58.1
Median income
$67,323
Median home value
$335,800
Avg household
2.04
Households w/ children
2,412
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
153 of 264
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 66% above the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 620 EDGEWATER DRIVE UNIT 102
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$380,000
2048 THE MALL
3 bd · 2 ba · 1,348 sqft · $282/sqft · 42 DOM
Sold · Jun ’26$290,000
1920 CARLOS AVENUE
3 bd · 1.5 ba · 1,344 sqft · $216/sqft · 0 DOM
Sold · Jun ’26$589,000
1022 SUNNYDALE DRIVE
3 bd · 2 ba · 1,385 sqft · $425/sqft · 44 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 620 EDGEWATER DRIVE UNIT 102 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 620 EDGEWATER DRIVE UNIT 102 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
620 EDGEWATER DRIVE UNIT 102 FAQs
What would the monthly payment be for 620 EDGEWATER DRIVE UNIT 102?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,658/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 620 EDGEWATER DRIVE UNIT 102?+
The most recent tax bill on record (2025) was $4,078. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 620 EDGEWATER DRIVE UNIT 102?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $499,000, this home is listed about 25% above the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 620 EDGEWATER DRIVE UNIT 102?+
Dunedin Highland Middle School (middle), Dunedin Elementary School (elementary), Dunedin High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$499,000 runs 66% above the DUNEDIN 34698 median — but at 1,360 sqft it's also 15% larger than the typical Dunedin listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
113 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Dunedin Highland Middle School, Dunedin Elementary School, Dunedin High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Denis Romero, PA. MLS #TB8492715.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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