David Ramirez
$279,0001 bd1 ba617 sqft$452 /sqft$2,205 /mo all-in ↓

680 71ST AVENUE UNIT 12, ST PETE BEACH, FL, 33706

Active125 days on marketListed Mar 31, 2026MLS #TB8492638

Priced 38% below the ST PETE BEACH 33706 medianCondominiumSUNSET PLAZA EAST APTS CONDO

About this home

680 71ST AVENUE UNIT 12

BUY now or RENT TO OWN! (aka LEASE PURCHASE). You can MOVE IN TODAY and not Purchase nor close for a year! Just put a SMALL deposit down today, move in tomorrow and pay the Seller in one year! A unique, creative financing arrangement and a win/win in this market today! (Contact us for the full blown details). THIS is a RARE OPPORTUNITY to own a fully updated, walk to beach Condo near the Gulf. Has had No Flooding whatsoever, high and dry cozy and quiet on the 2nd floor! With pride of ownership throughout, this open concept beach Condo can become your winter and/or your all year round beach life sanctuary! Homes in this cozy, 14 unit, boutique condominium community here at Sunset Plaza East do not come available very often. You won’t find a beach setting and price like this right across from the sugary white sands of the Gulf of Mexico (across Upham Beach) in St Pete Beach (Rated #1 Beach in the US!). There's nothing like it on the beach at this price! This top floor unit (#12) is move in ready, furnished with an open concept kitchen/dining area, updated kitchen and bath, walk-in shower is just a few steps walk to the beach, restaurants and beach nightlife. You can make this your Florida winter beach retreat, investment property or your full year beach home by the Sea. This surprisingly spacious, completely furnished beachy condo shows pride of ownership throughout with a new stove, new Frig and Hurricane rated windows (no need for shutters!) The home has excellent natural light in the living area and in the full bedroom. There is a laundry facility on premises and an over-sized extra storage unit for all your beach toys! There is also a quiet outdoor seating/picnic area and shower behind the building. This home can comfortably sleep up to 4 adults with plenty of living room space for a day bed or sofa sleeper. You'll love the great fishing spot right across the street at Sunset Park. All assessments have been paid. The whole building including the walkways and stairs was just freshly painted, a new roof put on and the whole parking lot just paved! Enjoy the Sunday Market & Art Fairs of Corey Avenue and jump on a Free Beach golf cart ride day or night to quickly get up & down Gulf Blvd and all the activities the area has to offer. Downtown St Petersburg is only a 15 minute ride for more upscale restaurants, shopping, museums & the new Pier. Make this your home, beach getaway or investment property. 3 month minimum on rentals. Live the Beach Life all year long! Just slip on your flip flops, step out of your front door and stroll a few steps to Upham beach, or one of the many local bars and restaurants where you can sip a margarita and listen to a few Jimmy Buffett tunes. It's ideally located to access all the beach amenities as well as a quick drive to Fort De Soto National Park, and Downtown St. Pete to visit cultural attractions. Come take a tour today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

617

Sqft

0.37 ac

Lot size

1970

Year built

One

Levels

$452

Per sqft

NegotiablePets allowed

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Disposal · Exhaust Fan · Freezer · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Thermostat
LaundryCommon Area
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofConcrete
ConstructionBlock · Concrete
FoundationBlock
FacesNorth
ExteriorBalcony · Outdoor Shower · Sidewalk · Storage

Community & fees

Taxes (2025)$3,356/yr
PetsYes
CommunitySidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,205 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property tax — 2025 actual bill$280
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,765
Interest rate6.00%
Loan term

Estimated payment

$2,205/mo

Principal & interest$1,642
FHA mortgage insurance (est.)$123
Property taxes (actual bill)$280
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $279K
$203KedgeAI estimate $221,397 · range $211K$247K$290K

vs edgeAI estimate

+26%

$/sqft vs St Pete Beach actives

$452 vs $510

Days on market

125 vs 85 typical

Where $452/sqft sits among the 178 St Pete Beach actives

67
40 · this home
34
12
11
14
$278–437$437–596$596–756$756–915$915–1074$1074+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Pete Beach

Map of 680 71ST AVENUE UNIT 12

Drive times from this address

Tampa Int’l Airport (TPA)38 min
Downtown Tampa39 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Pete Beach. See the full St Pete Beach guide →

ST PETE BEACH 33706 — neighborhood snapshot

Population

15,347

Median age

62.2

Median income

$97,364

Median home value

$616,800

Avg household

1.79

Households w/ children

453

For the school run

Pinellas County School District

MiddleAzalea Middle School★★★★
ElementaryAzalea Elementary School★★★★
HighBoca Ciega High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Pete Beach market

Seller’s marketLeans buyer8.8 months of inventoryBuyer’s market

$679K$589K

St Pete Beach median sold, yr/yr

93.3%

Sale-to-list ratio (12 mo)

87 of 178

St Pete Beach actives have cut their price

Median sold price, St Pete Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 38% below the ST PETE BEACH 33706 median. See the full St Pete Beach market guide →

Paper trail

This home's history

Mar 31, 2026Listed at $279,000 · 125 days on market since
1970Built · SUNSET PLAZA EAST APTS CONDO

Reality check

What actually sold near 680 71ST AVENUE UNIT 12

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

680 71ST AVENUE UNIT 1Sold · Mar ’26

$225,000

680 71ST AVENUE UNIT 1 · same community

1 bd · 1 ba · 615 sqft · $366/sqft · 80 DOM

5500 GULF BOULEVARD UNIT 4221Sold · Jan ’26

$600,000

5500 GULF BOULEVARD UNIT 4221

1 bd · 1 ba · 535 sqft · $1,121/sqft · 0 DOM

5500 GULF BOULEVARD UNIT 3226Sold · May ’26

$585,000

5500 GULF BOULEVARD UNIT 3226

1 bd · 1 ba · 535 sqft · $1,093/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 680 71ST AVENUE UNIT 12 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 680 71ST AVENUE UNIT 12 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

680 71ST AVENUE UNIT 12 FAQs

What would the monthly payment be for 680 71ST AVENUE UNIT 12?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,205/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 680 71ST AVENUE UNIT 12?+

The most recent tax bill on record (2025) was $3,356. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 680 71ST AVENUE UNIT 12?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Pete Beach?+

At $279,000, this home is listed about 53% below the St Pete Beach median of $599,000. The market section on this page shows how the area is trending.

Which schools are assigned to 680 71ST AVENUE UNIT 12?+

Azalea Middle School (middle), Azalea Elementary School (elementary), Boca Ciega High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COMPASS FLORIDA LLC · John Suleiman. MLS #TB8492638.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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