724 GULF BOULEVARD, INDIAN ROCKS BEACH, FL, 33785
Active118 days on marketListed Apr 4, 2026MLS #TB8492544
About this home
724 GULF BOULEVARD
Rare opportunity to own two fully renovated cottages on one lot in the heart of Indian Rocks Beach, just steps from beach access. This unique property offers the perfect blend of personal enjoyment and strong income potential, currently operating as a successful Airbnb. Each unit has been completely updated inside with modern finishes, featuring updated kitchens and bathrooms, luxury vinyl flooring, and comes fully furnished—making it truly turnkey for immediate use or continued short-term rental operation. Extensive capital improvements have been completed, including a newer metal roof on both units, a newly installed driveway, and new fencing for added privacy and curb appeal. Interior upgrades include updated windows, fresh interior and exterior paint, remodeled bathrooms, updated kitchens, a tankless water heater, and a newer AC system in one unit. These improvements provide long-term value, reduced maintenance, and peace of mind for the next owner. This property is ideal for maximizing cash flow—whether you choose to rent both units for double income or live in one while renting the other. The oversized lot offers ample parking for multiple vehicles, a rare and highly desirable feature for beachside properties. Located just a short walk to the Gulf with no busy streets to cross, the property offers convenient access to the beach, local restaurants, parks, and the beach trolley. Whether you’re looking for a vacation home, a high-performing investment property, or a combination of both, this is a standout opportunity to own a fully upgraded, income-producing property in one of Tampa Bay’s most desirable coastal communities.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,152
Sqft
0.13 ac
Lot size
1950
Year built
One
Levels
$1,476
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$10,851 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,851/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Indian Rocks Beach actives
$1,476 vs $594
Days on market
118 vs 48 typical
Where $1,476/sqft sits among the 90 Indian Rocks Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Indian Rocks
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Indian Rocks Beach. See the full Indian Rocks Beach guide →
Indian Rocks — neighborhood snapshot
Population
3,655
Median age
59
Median income
$104,994
Median home value
$687,925
Avg household
2
Households w/ children
160
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Indian Rocks Beach market
$953K → $781K
Indian Rocks Beach median sold, yr/yr
93.9%
Sale-to-list ratio (12 mo)
47 of 90
Indian Rocks Beach actives have cut their price
Median sold price, Indian Rocks Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 147% above the INDIAN ROCKS BEACH 33785 median. See the full Indian Rocks Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 724 GULF BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$680,500
819 GULF BOULEVARD · same community
2 bd · 1 ba · 1,064 sqft · $640/sqft · 164 DOM
Sold · Nov ’25$380,000
12037 145TH STREET
3 bd · 2 ba · 1,049 sqft · $362/sqft · 80 DOM
Sold · Sep ’25$165,000
14130 ROSEMARY LANE UNIT 3309
3 bd · 2 ba · 1,285 sqft · $128/sqft · 587 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 724 GULF BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 724 GULF BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
724 GULF BOULEVARD FAQs
What would the monthly payment be for 724 GULF BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $10,851/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 724 GULF BOULEVARD?+
The most recent tax bill on record (2025) was $10,560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 724 GULF BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Indian Rocks Beach?+
At $1,700,000, this home is listed about 139% above the Indian Rocks Beach median of $712,000. The market section on this page shows how the area is trending.
Which schools are assigned to 724 GULF BOULEVARD?+
Anona Elementary School (elementary), Largo High School (high), Seminole Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,700,000 runs 147% above the INDIAN ROCKS BEACH 33785 median.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Time on market is leverage
118 days on market against a Indian Rocks Beach median of 48 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Anona Elementary School, Largo High School, Seminole Middle School — Anona Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Julie Phan, Llc. MLS #TB8492544.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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