
6984 S SHORE DRIVE S, ST PETERSBURG, FL, 33707
Active133 days on marketListed Mar 31, 2026MLS #TB8492407
About this home
6984 S SHORE DRIVE S
Virtually Staged. Welcome to waterfront living at its finest in this beautifully renovated 3 bedroom, 2 bathroom home offering 1,898 square feet, a 2-car garage, and breathtaking open water views of Boca Ciega Bay. Perfectly positioned in the quiet and cozy South Pasadena community, Pasadena Isle. This home blends modern updates, natural light, and an effortless coastal lifestyle with quick access to St. Pete Beach, Gulfport, and vibrant downtown St. Petersburg. As you step inside, you are welcomed into a spacious living room centered around a sleek electric fireplace and filled with incredible natural light pouring in from oversized windows overlooking the bay. The space flows seamlessly into the dining area and continues into a second living room where the water views truly take center stage, creating an ideal layout for both relaxing and entertaining. Just off this main gathering space is the updated chef’s kitchen, thoughtfully designed with modern finishes and functionality in mind, all while enjoying stunning sightlines of the water. On the opposite side of the home, you’ll find a well-designed bedroom wing featuring two versatile guest bedrooms and a full bathroom, along with the private primary suite. The primary bedroom captures unobstructed views of Boca Ciega Bay and offers direct access to a large covered and screened side porch - a perfect extension of the living space for morning coffee or evening sunsets. Step outside to your waterfront backyard oasis, complete with a pool, fresh landscaping, and a deep-water dock ideal for boating, kayaking, paddleboarding, and game fishing. With no lift, the dock offers flexible access for a variety of watercraft. Enjoy daily encounters with Florida wildlife, including manatees and dolphins, right from your backyard. Inside, the home has been fully refreshed within the last three years and features luxury vinyl plank flooring throughout, along with fresh interior updates that complement the bright and airy feel. The exterior has also been revitalized with new paint, sod, and landscaping, enhancing curb appeal and creating a welcoming first impression. With an established neighborhood, strong sense of community, and unmatched open water views from the primary bedroom, kitchen, and living areas, this move-in ready waterfront home offers the perfect blend of comfort, style, and coastal convenience.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,898
Sqft
0.31 ac
Lot size
2
Garage
1959
Year built
One
Levels
$632
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,146 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,146/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+61.7%
$/sqft vs St Petersburg actives
$632 vs $336
Days on market
133 vs 57 typical
Where $632/sqft sits among the 400 St Petersburg actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33707 — neighborhood snapshot
Population
24,456
Median age
59.8
Median income
$68,560
Median home value
$344,600
Avg household
1.88
Households w/ children
1,331
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
225 of 400
St Petersburg actives have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 297% above the ST PETERSBURG 33707 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 6984 S SHORE DRIVE S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$470,000
6964 GRANDE VISTA WAY S · same community
4 bd · 3 ba · 1,892 sqft · $248/sqft · 29 DOM
Sold · Feb ’26$1,075,000
7092 S SHORE DRIVE · same community
4 bd · 3 ba · 1,883 sqft · $571/sqft · 37 DOM
Sold · Oct ’25$740,000
6960 S SHORE DRIVE S · same community
3 bd · 3 ba · 2,138 sqft · $346/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6984 S SHORE DRIVE S — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6984 S SHORE DRIVE S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6984 S SHORE DRIVE S FAQs
What would the monthly payment be for 6984 S SHORE DRIVE S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,146/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6984 S SHORE DRIVE S?+
The most recent tax bill on record (2025) was $12,736. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6984 S SHORE DRIVE S?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $1,200,000, this home is listed about 176% above the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6984 S SHORE DRIVE S?+
Gulfport Montessori Elementary School (elementary), Boca Ciega High School (high), Azalea Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,200,000 runs 297% above the ST PETERSBURG 33707 median — but at 1,898 sqft it's also 40% larger than the typical St Petersburg listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
133 days on market against a St Petersburg median of 57 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,325,000, now $1,200,000 — a $125K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jacki Fabrizio. MLS #TB8492407.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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