400 CENTRAL AVENUE UNIT 505, ST PETERSBURG, FL, 33701
Active137 days on marketListed Mar 30, 2026MLS #TB8492261
About this home
400 CENTRAL AVENUE UNIT 505
Experience luxury city living at The Residences at 400 Central in the heart of Downtown St. Petersburg. Residence 505 is a beautifully designed 3-bedroom, 3-bath home featuring 10’ ceilings, walls of floor-to-ceiling glass, and an airy open-concept layout filled with natural light. The kitchen is appointed with a gas cooktop—perfect for the home chef—while the true showstopper is the extensive terrace spanning the full length of the residence, creating effortless indoor-outdoor living with panoramic views enjoyed from the living/dining area and every bedroom. Residents enjoy a truly elevated lifestyle with a 7th-floor amenity deck offering over 36,000 square feet of indoor and outdoor spaces dedicated to health, wellness, and recreation. Take in the skyline from the 46th-floor Sky Lounge and Observatory, where unobstructed 360-degree views set the stage for unforgettable sunrises, sunsets and entertaining. All of this—paired with resort-style amenities and the energy of Central Avenue—puts the best of St. Pete right outside your door.
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,732
Sqft
2.3 ac
Lot size
2
Garage
2024
Year built
One
Levels
$4
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$211 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$211/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs 400 CENTRAL
$4 vs $1,010
Days on market
137 vs 58 typical
Where $4/sqft sits among the 30 homes for sale in 400 CENTRAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33701 — neighborhood snapshot
Population
18,485
Median age
46.3
Median income
$69,098
Median home value
$590,900
Avg household
1.65
Households w/ children
934
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
14 of 30
400 CENTRAL have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33701 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 400 CENTRAL AVENUE UNIT 505
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$1,280,000
400 CENTRAL AVENUE UNIT 605 · same community
3 bd · 3 ba · 1,732 sqft · $739/sqft · 0 DOM
Sold · Feb ’26$1,429,180
400 CENTRAL AVENUE UNIT 905 · same community
3 bd · 3 ba · 1,732 sqft · $825/sqft · 0 DOM
Sold · Jan ’26$1,550,000
400 CENTRAL AVENUE UNIT 505 · same community
3 bd · 3 ba · 1,732 sqft · $895/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 400 CENTRAL AVENUE UNIT 505 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 400 CENTRAL AVENUE UNIT 505 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
400 CENTRAL AVENUE UNIT 505 FAQs
What would the monthly payment be for 400 CENTRAL AVENUE UNIT 505?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $211/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 400 CENTRAL AVENUE UNIT 505?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $7,000, this home is listed about 98% below the St Petersburg median of $435,000. The market section on this page shows how the area is trending.
Which schools are assigned to 400 CENTRAL AVENUE UNIT 505?+
Campbell Park Elementary School (elementary), John Hopkins Middle School (middle), St. Petersburg High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the ST PETERSBURG 33701 market on paper
$7,000 is 99% below the ST PETERSBURG 33701 median of $762,000, and at $4/sqft it sits under the St Petersburg average of $381.
02City & Water views
The city and water view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
137 days on market against a St Petersburg median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $7,500, now $7,000 — a $500 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of IVY UNITED · Jing Nimchuk. MLS #TB8492261.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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