637 DRAKE LANE N, DUNEDIN, FL, 34698
Active117 days on marketListed Apr 8, 2026MLS #TB8492226
About this home
637 DRAKE LANE N
Perfectly positioned in one of Dunedin’s most sought-after locations, this 2-bedroom, 2-bath townhome offers the ideal blend of comfortable living and an unmatched coastal lifestyle. Nestled just minutes from the heart of downtown, you’ll enjoy easy access to a vibrant scene filled with locally loved restaurants, lively bars, boutique shops, and year-round festivals that give Dunedin its unmistakable charm. Outdoor enthusiasts will appreciate the proximity to some of the area’s most treasured green spaces, including Hammock Park, Weaver Park, and Edgewater Park—all offering scenic waterfront views, walking trails, and peaceful places to unwind. Just a short drive or bike away, the award-winning shores of Honeymoon Island State Park and Caladesi Island State Park invite you to experience some of Florida’s most beautiful beaches. For those who enjoy an active lifestyle, the property is adjacent to the Pinellas Trail which spans over 45 miles, creating a unique, car-free corridor perfect for biking, walking, and exploring from St. Petersburg to Tarpon Springs. Dunedin is also rich in arts and culture, with destinations like the Dunedin Fine Art Center, Ruth Eckerd Hall, the Capitol Theatre, and The BayCare Sound concert venue all just a short drive away. Inside, the home features a functional and inviting layout while capitalizing on the natural light with hurricane rated sliders and windows. The renovated open kitchen features stainless steel appliances, granite countertops, bar seating and storage galore. Two spacious bedrooms each have their own full baths. The primary retreat features a dual vanity, spacious shower, walk-in closet and sliders to the outdoor balcony. A standout feature is the oversized 2+ car garage, offering exceptional storage and flexibility. The lower level provides additional living space with it's own a/c unit, not included in the listed square footage—ideal for a home office, gym, hobby room, or guest overflow. The community offers a perfect blend of amenities with a pool, spa, tennis courts and clubhouse. Monthly HOA fee covers trash, water, sewer, basic internet, basic cable, flood insurance, pool, all exterior repairs and maintenance and escrow reservesWhether you’re seeking an active coastal lifestyle or a peaceful retreat with access to everything, this home delivers the best of Dunedin living with convenient access to downtown Tampa and Tampa International Airport.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,107
Sqft
0.03 ac
Lot size
2
Garage
1983
Year built
Two
Levels
$271
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,179 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,179/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−15.1%
$/sqft vs Dunedin actives
$271 vs $298
Days on market
117 vs 51 typical
Where $271/sqft sits among the 261 Dunedin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Curlew Landings
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Dunedin. See the full Dunedin guide →
Curlew Landings — neighborhood snapshot
Population
318
Median age
64
Median income
$78,942
Median home value
$370,500
Avg household
2
Households w/ children
9%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunedin market
$440K → $410K
Dunedin median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
156 of 261
Dunedin actives have cut their price
Median sold price, Dunedin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the DUNEDIN 34698 median. See the full Dunedin market guide →
Paper trail
This home's history
Reality check
What actually sold near 637 DRAKE LANE N
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$307,000
2364 HANOVER DRIVE · same community
3 bd · 2.5 ba · 1,114 sqft · $276/sqft · 16 DOM
Sold · Apr ’26$385,000
538 WALDEN COURT · same community
2 bd · 2.5 ba · 1,114 sqft · $346/sqft · 203 DOM
Sold · Feb ’26$365,000
2353 HANOVER DRIVE · same community
2 bd · 2 ba · 1,328 sqft · $275/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 637 DRAKE LANE N — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 637 DRAKE LANE N — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
637 DRAKE LANE N FAQs
What would the monthly payment be for 637 DRAKE LANE N?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,179/mo — principal and interest, the actual property-tax bill, the $800/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 637 DRAKE LANE N?+
The association fee works out to $800 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 637 DRAKE LANE N?+
The most recent tax bill on record (2025) was $3,839. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 637 DRAKE LANE N?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Dunedin?+
At $300,000, this home is listed about 25% below the Dunedin median of $398,500. The market section on this page shows how the area is trending.
Which schools are assigned to 637 DRAKE LANE N?+
San Jose Elementary School (elementary), Dunedin High School (high), Palm Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Know the monthly fee
The association fee is $800/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
02Time on market is leverage
117 days on market against a Dunedin median of 51 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
San Jose Elementary School, Dunedin High School, Palm Harbor Middle School — San Jose Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $325,000, now $300,000 — a $25K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTEC GROUP INC · Mark Fazzini. MLS #TB8492226.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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