1520 S KEENE ROAD, CLEARWATER, FL, 33756
Pending127 days on marketListed Mar 30, 2026MLS #TB8492074
About this home
1520 S KEENE ROAD
Discover this spacious 3-bedroom, 3-bath LAKEFRONT home situated on .63 acres, offering serene water views and plenty of room to live, relax, and entertain. Thoughtfully updated, the home features a brand-new kitchen with sleek stainless steel appliances, new flooring, and fresh interior paint throughout—creating a modern, move-in-ready feel. Major improvements include a roof replaced in 2018 and an HVAC system updated in 2019, providing peace of mind for years to come. The flexible floor plan also offers the potential to easily convert into a 5-bedroom home, ideal for growing families or those needing additional space. Enjoy ample room to store your boat or RV, perfect for embracing an active Florida lifestyle. Conveniently located just a short drive to Clearwater Beach, shopping, dining, and both major airports, this home seamlessly combines comfort, convenience, and location. Don’t miss this opportunity—schedule your private showing today or call for more information!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
2,357
Sqft
0.64 ac
Lot size
2
Garage
1962
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,701 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$3,701/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−27.7%
$/sqft vs Clearwater actives
$242 vs $223
Days on market
127 vs 55 typical
Where $242/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33756 — neighborhood snapshot
Population
32,928
Median age
45
Median income
$63,990
Median home value
$335,800
Avg household
2.46
Households w/ children
2,867
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$328K → $350K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
208 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 68% above the CLEARWATER 33756 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 1520 S KEENE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$449,000
1717 FAULDS ROAD S · same community
4 bd · 2 ba · 1,854 sqft · $242/sqft · 136 DOM
Sold · Feb ’26$575,000
1757 BEL KEENE DRIVE · same community
3 bd · 2 ba · 1,727 sqft · $333/sqft · 51 DOM
Sold · Jul ’26$600,000
2215 BUENA VISTA DRIVE
4 bd · 3 ba · 2,296 sqft · $261/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1520 S KEENE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1520 S KEENE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1520 S KEENE ROAD FAQs
What would the monthly payment be for 1520 S KEENE ROAD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,701/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1520 S KEENE ROAD?+
The most recent tax bill on record (2025) was $3,027. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Clearwater?+
At $569,900, this home is listed about 107% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1520 S KEENE ROAD?+
Plumb Elementary School (elementary), Clearwater High School (high), Oak Grove Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$569,900 runs 68% above the CLEARWATER 33756 median — but at 2,357 sqft it's also nearly twice the size of the typical Clearwater listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
127 days on market against a Clearwater median of 55 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Plumb Elementary School, Clearwater High School, Oak Grove Middle School — Plumb Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $589,900, now $569,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Melissa Stiles. MLS #TB8492074.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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