26605 CHIMNEY SPIRE LANE, WESLEY CHAPEL, FL, 33544
Active124 days on marketListed Apr 6, 2026MLS #TB8491581
About this home
26605 CHIMNEY SPIRE LANE
**RENOVATED!!!** PRICE DROP! THIS PLACE DESERVES NEW LOVING OWNERS! This property is also being marketed for rent on other media.BETTER QUALITY THAN NEW BUILDER GRADE OPTIONS! BEST LOCATION AND VALUE Townhouse on the MARKET!!!!!!!!!!BUY NOW! DON"T LET THIS ONE GET AWAY!!! LOCATION!LOCATION!LOCATION! Perfect Maintenance Free Starter Home! Live in the Heart of Wesley Chapel in the gated townhome community of The Bay At Cypress with quick access to I-75 and I-275. Minutes away to multiple shopping, restaurants, and entertainment. ONE OF A KIND TOWNHOME! You will not find another in here like it. Renovated in 2024 with over 40K in upgrades. Updates include: New Garage door Springs and opener with MyQ wifi and exterior entry keypad, New 220 volt Electric Vehicle Charging Plug, New Ring Video Doorbell with plug in transformer, All old ceramic holders outside of shower areas on walls removed, All walls painted with primer and sealer and then 2 coats of Sherwin Williams, Clumsy knee wall at entry removed, closet added in family room under stairs, luxury vinyl water proof installed over vapor barrier throughout first floor, new baseboards first floor and upstairs bathrooms, brand new all wood cabinets installed in kitchen and upstairs bathrooms with quartz countertops and undermount sinks, New Subway tile on Backsplash in Kitchen, all round toilets replaced with elongated toilets, old plate glass mirrors in bathrooms removed and replaced, new light fixtures, all old recessed lights retrofitted with new LED lights, all new hardware on door hinges and handles, all toggle light switches replaced with Decora rocker switches and new plates, all outlets replaced with new square look and new plates, brand new faucets throughout, brand new carpet on stairs and upstairs hall and 1 bedroom with heavy duty spill proof pad, master bedroom closet 2 tier stained wooden shelves with heavy duty rods, all new combo smoke detectors with co2 monitors, New kitchen appliances, all new ceiling fans with LED and Alexa capable, dryer vent cleaned. Garage fridge will remain. Washer and Dryer will not convey. 2021 permitted AC replacement. Community replaced roof in 2024. The HOA Fee of $429.99 monthly covers Spectrum Cable Wi Fi and Internet, Water and sewer, trash pick up, Insurance on Building, lawn care, pool upkeep, Total exterior maintenance including painting, pressure washing, and roof replacement. Bay at Cypress gated community is the Perfect Place to call HOME!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,588
Sqft
0.04 ac
Lot size
1
Garage
2005
Year built
Two
Levels
$165
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,553 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,553/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.8%
$/sqft vs BAY AT CYPRESS CREEK
$165 vs $164
Days on market
124 vs 46 typical
Where $165/sqft sits among the 7 homes for sale in BAY AT CYPRESS CREEK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bay At Cypress Creek
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Wesley Chapel. See the full Wesley Chapel guide →
Bay At Cypress Creek — neighborhood snapshot
Population
1,396
Median age
30
Median income
$85,788
Median home value
$532,700
Avg household
3
Households w/ children
248
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Wesley Chapel market
$440K → $430K
Wesley Chapel median sold, yr/yr
97.9%
Sale-to-list ratio (12 mo)
4 of 7
BAY AT CYPRESS CREEK have cut their price
Median sold price, Wesley Chapel, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 22% below the WESLEY CHAPEL 33544 median. See the full Wesley Chapel market guide →
Paper trail
This home's history
Reality check
What actually sold near 26605 CHIMNEY SPIRE LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$200,000
26612 CHIMNEY SPIRE LANE · same community
3 bd · 2.5 ba · 1,588 sqft · $126/sqft · 112 DOM
Sold · Oct ’25$260,000
26514 CHIMNEY SPIRE LANE · same community
3 bd · 2.5 ba · 1,588 sqft · $164/sqft · 119 DOM
Sold · Oct ’25$250,000
2619 REDFORD WAY · same community
3 bd · 2.5 ba · 1,588 sqft · $157/sqft · 395 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 26605 CHIMNEY SPIRE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 26605 CHIMNEY SPIRE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
26605 CHIMNEY SPIRE LANE FAQs
What would the monthly payment be for 26605 CHIMNEY SPIRE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,553/mo — principal and interest, the actual property-tax bill, the $430/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 26605 CHIMNEY SPIRE LANE?+
The association fee works out to $430 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 26605 CHIMNEY SPIRE LANE?+
The most recent tax bill on record (2025) was $3,622. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 26605 CHIMNEY SPIRE LANE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Wesley Chapel?+
At $262,400, this home is listed about 40% below the Wesley Chapel median of $438,500. The market section on this page shows how the area is trending.
Which schools are assigned to 26605 CHIMNEY SPIRE LANE?+
Seven Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the WESLEY CHAPEL 33544 market on paper
$262,400 is 22% below the WESLEY CHAPEL 33544 median of $335,000, and at $165/sqft it sits under the Wesley Chapel average of $221.
02Time on market is leverage
124 days on market against a Wesley Chapel median of 46 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Seven Oaks Elementary School, Wiregrass Ranch High School, Dr. John Long Middle School — Seven Oaks Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $279,900, now $262,400 — a $18K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S TRUST REALTY · Todd Burchardt. MLS #TB8491581.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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